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Village Homes, LP

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Brokerage Casualty · AQ-2026-F557DBDC · 47051— Real Estate Development Property

Technical hazard
4/5
AI hazard grade
Opportunity
48
business attractiveness / 100
Appetite
Refer
guideline view · advisory
Pricing
AI estimate unavailable
Evidence changed · reassess
Confidence
55 %
AI confidence · guides your review
Core assessment is ready. Loading supporting evidence, pricing, market, and audit details…

The saved worksheet or source facts changed after this risk assessment. Save and reassess the package before relying on this recommendation.

What needs resolving

2 items block a quote.

0% reviewed · 0 of 13
Also read before you decide

Risk assessment

Overview Account-level risk viewReal Estate Development Property · Village Homes, LP is reported as a Fort Worth, Texas residential homebuilder operating for approximately 30 years. The broker describes 55% tract and 45% single-unit-owner townhome work with no condominiums; the supplemental application instead reports 55% custom homes and 45% condominiums/townhouses, with 100% residential new construction and 100% of work subcontracted. Up to 100 homes may be located in one development, and 20% of work is reported above two stories, with a maximum of three stories. One scheduled Fort Worth location is shown.

Operations: Village Homes, LP is reported as a Fort Worth, Texas residential homebuilder operating for approximately 30 years. The broker describes 55% tract and 45% single-unit-owner townhome work with no condominiums; the supplemental application instead reports 55% custom homes and 45% condominiums/townhouses, with 100% residential new construction and 100% of work subcontracted. Up to 100 homes may be located in one development, and 20% of work is reported above two stories, with a maximum of three stories. One scheduled Fort Worth location is shown.

Hazard rationale: This is an elevated physical construction risk with public and subcontractor exposure, completed-operations severity, multi-story work, and project concentration. The risk does not evidence catastrophe-scale operations such as high-rise or hazardous-material construction, so a grade of 4 is appropriate rather than 5.

Material risk signals driving the recommendation
High · Classification and rating basis are unresolved

The submitted 47051 Real Estate Development Property class rates on Each Acre and applies to land ownership and maintenance, while the submission describes residential contracting and 100% subcontracted construction. Contracting and subcontracted operations are separately classifiable under the supplied ISO rules.

Do not quote until the active-development acreage, contracting class, subcontracted cost, and any separate land or model-home exposure are confirmed.
High · Current loss information does not reach requested inception

The 2025-2026 loss reports are valued 2026-06-30 and 2026-07-31, both before the requested 2026-09-26 inception. Later loss activity is therefore unconfirmed.

Require updated loss runs or written no-known-loss confirmation through inception before proceeding.
High · Material operations and exposure conflicts

The broker reports 55% tract and 45% single-unit-owner townhome work with no condominiums, while the supplemental reports 55% custom homes and 45% condominiums/townhouses. Payroll is reported as both $0 and $18,000,000 projected, and receipts are reported as $29,250,000 and $30,000,000.

Obtain one signed, current exposure statement before classification, pricing, or appetite can be finalized.
High · Requested limits, layer, and deductible structure are unknown

The current coverage decision contains no confirmed GL limits, excess attachment, underlying insurance, participation, or tower structure. The broker email describes a $100,000 SIR with defense inside, while ACORD reflects a $100,000 deductible for BI and PD.

No primary or excess action is possible until current limits, underlying terms, attachment, and the applicable SIR/deductible structure are confirmed.
Moderate · Construction severity and project aggregation

The account may have up to 100 homes in one development, with 20% of work above two stories and a maximum of three stories reported.

Refer for project concentration, construction-method, aggregation, and attachment review; confirm no taller or materially different construction is undertaken.
Moderate · Loss report valuation detail is incomplete

The as-of date is missing or unreadable on the 2014-2024 and 24-25 loss reports, and the supplied claim observations are not reconciled into account-wide totals.

Obtain complete carrier loss runs with valuation dates, insured identity, policy periods, paid, reserve, and incurred columns before relying on loss performance.
Moderate · Three reported claims require scope and status reconciliation

Supplied claim observations total $23,650.99 in source-reported incurred amounts: a $12,048 closed water-loss claim, an $8,138.72 closed cement-mixer finger-amputation claim, and a $3,464.27 2024-25 mold allegation with status unconfirmed.

The amounts are modest relative to reported receipts but support verification of claim status, completed-operations controls, and current reserves before terms are set.

Attention Principal hazards and controls5 high-severity findings · controls and gaps5 hazards

Construction defects and completed-operations liability from residential building work High severity Operations
Finding status
Severity High · Frequency Moderate

Controls evidenced: Residential new construction and 100% subcontracted work are reported. A vendor contract is present in the file.

Control gaps: No reconciled quality-assurance program, defect-control protocol, project inspection process, or completed-operations risk-transfer schedule was supplied.

Subcontractor performance, uninsured subcontractor, and contractual transfer exposure High severity Operations
Finding status
Severity High · Frequency Moderate

Controls evidenced: The supplemental application reports 100% of work subcontracted and a vendor contract is in the file.

Control gaps: Current subcontractor certificates, limits, additional-insured status, indemnity requirements, and monitoring procedures were not reconciled or evidenced.

Construction-site bodily injury, including equipment and worker injury Severe severity Operations
Finding status
Severity Severe · Frequency Low

Controls evidenced: Work is reported as residential construction and subcontracted.

Control gaps: No site-safety program, equipment-control procedure, subcontractor safety audit, or project supervision detail was supplied.

Multi-story residential construction and project concentration High severity Operations
Finding status
Severity High · Frequency Low

Controls evidenced: The supplemental application reports 20% of work above two stories and a maximum of three stories.

Control gaps: No project schedule, construction-method detail, site aggregation controls, or confirmation that no projects exceed three stories was supplied.

Water intrusion, mold allegation, and resulting property damage High severity Products
Finding status
Severity High · Frequency Moderate

Controls evidenced: A reported 2024-25 claim involved allegations of black mold following a leak.

Control gaps: No documented water-management, envelope inspection, remediation, or complaint-response procedures were supplied.

Loss signal Loss-run assessmentNot established from period evidence loss trend: InsufficientData · evidence review required5 flags

Account-wide claim count: not reconciled. Review the disclosed claims and each report's coverage and policy period below. A zero-loss report does not establish a loss-free account.

Loss periods supplied Favourable 10 of 5
Incurred to expiring premium Unknown not computable
Average incurred per claim Unknown not computable
Share still in reserve Unknown not computable
Claim frequency Unknown not computable
Loss trend Unknown not established

No period-level loss rows were established for this submission, so no trend can be computed from evidence.

Loss periodClaimsPaidReservedIncurred
No period-level loss rows were established for this submission, so no year-by-year series is asserted.

Each row is one loss period resolved to the named loss-run document and page it was printed on. A period set aside from the trend comparison is named in the computed analysis above.

Red flags

  • High The 2025-2026 loss reports are valued before requested inception, so later loss activity is unknown.
  • Moderate As-of dates are missing or unreadable on the 2014-2024 and 24-25 loss reports.
  • Moderate Three reported claims include a cement-mixer amputation, water loss, and mold allegation; the 2024-25 claim status is unconfirmed.
  • Moderate Loss observations have not been reconciled into account-wide paid, reserved, and incurred totals.
  • Low The zero-claim 2025-2026 reports are duplicate valuations of one policy period and do not establish a lifetime clean record.
Interpretation and how this was computed

AI assessment narrative

Twelve policy periods are represented, but the loss record is not experience-rateable because valuation dates, current status, and account-wide incurred totals are incomplete.

Trend · no period comparison establishedInsufficientData
Years reviewed12
Frequency (AI)Three source-reported claims appear across the supplied periods, but claim scopes, valuation dates, and account-wide totals are not fully reconciled; frequency is not reliably computable.
Severity (AI)Reported incurred amounts are modest, with the largest observation at $12,048. Claim descriptions nevertheless include water damage, a cement-mixer finger amputation, and a mold allegation, so the operational severity is more important than the dollar totals alone.
Open-claim concern (AI)The 2024-25 mold allegation has unconfirmed status. The 2025-26 period was reported with zero claims only through 2026-06-30 and 2026-07-31 and is not complete through inception.

Extraction summary

24-25 GL loss runs.PDF, page 1: GL, policy 04 GL 5012673, 2024-09-26 to 2025-09-26, valued , reported claims 1. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1105157, 2023-09-26 to 2024-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1086701, 2022-09-26 to 2023-09-26, valued , reported claims 1. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1067693, 2021-09-26 to 2022-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1047530, 2020-09-26 to 2021-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1026654, 2019-09-26 to 2020-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1004861, 2018-09-26 to 2019-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 989648, 2017-09-26 to 2018-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 961268, 2016-09-26 to 2017-09-26, valued , reported claims 1. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 938281, 2015-09-26 to 2016-09-26, valued , reported claims 0. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 919886, 2014-09-26 to 2015-09-26, valued , reported claims 0. 2025-2026 GL.PDF, page 1: , policy AC010002490, 2025-09-26 to 2026-09-26, valued 2026-06-30, reported claims 0. 2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF, page 1: GL, policy AC010002490, 2025-09-26 to 2026-09-26, valued 2026-07-31, reported claims 0. 24-25 GL loss runs.PDF, page 2: claim 2008996, loss 2024-11-25, status unconfirmed; WALKER BUSH CLMT MAKING ALLEGATIONS OF BLACK MOLD DUE TO A LEAK 14329 OVERLOOK PARK TX; source-reported incurred 3464.27. Locator: Claim Total - 2008996; Claim Description. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 2: claim 2007614, loss 2023-05-11, status Closed; CLMTS HOME SUFFERED A WATER LOSS. MICHAEL DIKE 817 714 4481 CELL; 817 839 4248 LOC: 605 E THOROUGHBRED WILLOW PARK, TX 76087; source-reported incurred 12048. Locator: Claim Number 2007614; Claim Total - 2007614; Policy Number 04 GL 1086701. 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 2: claim 3000329, loss 2016-10-22, status Closed; CLMT FINGER AMPUTATED BY CEMENT MIXER. *SUIT FIRST NOTICE*; source-reported incurred 8138.72. Locator: Claim Number 3000329; Claim Total - 3000329; Policy Number 04 GL 961268.

How the computed trend was reached

No period-level loss rows were established for this submission, so no trend can be computed from evidence.

Open questions

  • Loss trend not established: No period-level loss rows were established for this submission, so no trend can be computed from evidence.
  • Claim count has not been established; do not treat it as zero or a claim-free record.

Research and decision

Market context Comparable policiesSupporting details: Loading…Loading…

Portfolio context only—not a pricing basis. Comparable bound policies show where Dellwood has written similar class and geography across business units.

No comparable policies were returned.

Portfolio signalUnavailable

Location signal Risk area crime contextSupporting details: Loading…Loading…

Source: BestPlaces. Crime scores are anchored to ACORD premises ZIPs and surrounding ZIPs, grouped by city for easier review. Select a ZIP to open its source page. Context only—not a standalone eligibility rule.

Only ZIPs inside this radius with a crime score are shown.
Selected-radius crime context

No ZIPs with a crime score were found within 2.5 miles of insured ZIP 76107.

Public incident signalsAddress-qualified public evidence; separate from carrier loss runs.
1 finding

Official records and established reporting carry more weight. Aggregator, scanner, social, and community sources remain unverified leads unless corroborated.

Surrounding-area crime contextPortfolio, ZIP, neighborhood, or block context—not evidence of an incident at the premises.
3 findings
GeographySource-grounded contextEvidence qualityUnderwriting use
ZIP 76107, Fort Worth, TexasZip · Period not established BestPlaces reported a commercial crime score of 37.80 for the submitted risk ZIP. ContextOnlyCommercial metric · 98 % confidenceOpen source ↗ May support discussion of site security, lighting, access control, and protection of equipment or materials; it is not a standalone pricing or eligibility factor.
ZIP 76129, Fort Worth, TexasZip · Period not established BestPlaces reported a commercial crime score of 26.50 for this nearby ZIP. ContextOnlyCommercial metric · 98 % confidenceOpen source ↗ Surrounding-area context only; may prompt security and materials-access questions for project sites.
ZIP 76147, Fort Worth, TexasZip · Period not established BestPlaces returned no crime score for this nearby ZIP. ContextOnlyCommercial metric · 99 % confidenceOpen source ↗ No underwriting conclusion should be drawn; any security discussion should rely on site-specific controls rather than an unavailable score.

This is advisory public context only. It is not a loss run, proof of premises activity, or a standalone eligibility, pricing, or declination factor.

Risk location map 2.5-mile radius per premises ZIP · No map points available within 2.5 miles.

No risk ZIPs with score context were found.

Location signalUnavailable or not established

Decision drivers Why write it / why not4 favourable · 4 concerns4 / 4

AI-identified considerations for and against writing the account. Weigh them with your own judgment.

Favorable factors

  • The broker reports approximately 30 years in business.
  • The supplied loss observations are modest in reported incurred dollars relative to the reported receipts, although they are not fully reconciled.
  • Ten older annual policy intervals plus current-period reports are represented, and the current period had zero reported claims at two pre-inception valuations.
  • The operation is residential rather than commercial or public-works construction, and no high-rise construction is reported.

Guideline concerns

  • Class 47051 is limited to ownership and maintenance of actively developed land and excludes contracting, subcontracted work, and operations performed by employees or subcontractors; those exposures must be separately classified.
  • The authoritative 47051 basis is Each Acre, but no confirmed acre count is supplied.
  • Dellwood guidance identifies a preferred attachment point of 5 and maximum capacity of 5 for class 47051; no requested layer or attachment is supplied.
  • The approved class guidance identifies the hazard grade as M and provides A authority for premises/operations and products/completed operations, but this does not resolve classification or current terms.

Carrier guideline evaluation

  • 47051 · Real Estate Development Property — NotEstablished
    Review the approved class guidance.
    Effect: Human review is required before relying on class authority.
    Source: Excess Liability Underwriting Guide by GL Class Code v3.5.25.xlsx; Classification!row 450; version 3.5.25

Coverage and pricing

Worksheet Coverage and pricingEvidence changed · reassessAI estimate unavailable

Selected coverages

GL — Unknown

Submitted request: GL; requested layer: Unknown. This summarizes the submitted request, not carrier appetite or quote authority.

Submitted terms and coverage assessment

Submitted GL limits

Each occurrence: $1,000,000 · General aggregate: $2,000,000

Products / completed operations aggregate: $2,000,000 · Personal / advertising injury: $1,000,000

Damage to rented premises: $100,000 · Medical payments: $5,000 · Deductible: $100,000

Extracted from the submission. These primary limits are separate from our excess limit and underlying limit.

Schedules and premiums

Review the coverages below, adjust the values, and save.

All monetary amounts are in USD unless noted. Premiums below are separate coverage amounts, before taxes and fees. Unpriced requested coverage still needs review.

General LiabilityGeneral liability · Primary · Account-level coverage
Needs pricing

This requested coverage is not yet priced. Confirm its scope and enter pricing in Details.

Details · terms, sources and calculation
Estimate and confidence

Use an estimate only when its scope matches this line. An account-wide estimate must not be applied to each building separately. Applying it does not include the line or save the worksheet.

Provisional AI estimate — not validated pricing. Resolve the listed issues before using this estimate in a priced worksheet.

General Liability · Primary

Needs pricing–Needs pricing · Low confidence

Unavailable: insufficient supported inputs for a premium estimate. See missing information; no judgmental range has been established.

Model pricing rationale — subject to reconciliation

The AQUA ISO GL engine was not run because the required per-unit exposure could not be established. The authoritative class context identifies Each Acre as the basis, but the printed E 2 exposure does not establish two acres. The contracting operation may instead require a cost-based class, so no defensible numeric primary premium range can be produced without class and exposure confirmation.

Estimate exposure: Each Acre under submitted ISO class 47051; no confirmed acreage supplied · Limit: Needs pricing · Underlying limit: Needs pricing

Assumptions: Not supplied; current primary limits, deductible/SIR, and underlying insurance structure are unknown. The submitted 47051 class is provisional and has not been accepted as the correct class for the described contracting operation.; The authoritative rating basis is Each Acre; the reported E 2 field is not treated as acreage.; No numeric estimate is derived from the historical $74,748 expiring premium or from historical portfolio records.; A cost-based alternative may be appropriate for subcontracted residential construction, but the required class and exposure allocation remain unresolved.

Needed: Confirmed current ISO GL class and any separately rated land, model-home, or subcontracted construction exposures.; Actual active-development acreage, if 47051 remains applicable.; Total subcontracted cost by confirmed construction class.; Current GL limits, deductible or SIR, and any requested excess structure.; Insufficient evidence for a complete pricing range.; Validated pricing is unavailable until classification, compatible exposure and material source conflicts are reconciled. Provisional AI estimates are assumption-based, low-confidence scenarios, not approved or bindable quotes.

Evidence: AQUA ISO GL; Acord 125 126 - GL.PDF, page 5; Markel Contractor's Supplemental Application (1).PDF, page 2

Applied exposure: Not established · Calculated premium: Needs pricing

Primary GL rating · Needs inputs · edit classes and exposures
View classification alternatives and evidence
Underwriter decision required

Classification confirmation scenarios

Excluded from premium total

These ISO GL classes are plausible based on the submitted operations, but the file does not establish the fact that distinguishes them. Confirm the operation and class-compatible exposure before selecting a class or using its premium.

91583AI alternative
Contractors - subcontracted work - in connection with building construction, reconstruction, repair or erection - one or two family dwellings
ISO rating basis
Total Cost
Required evidence
total cost
Provisional rate
$2.985
Premium
Pending confirmation and exposure

Why unresolved: The supplied ISO definition for 47051 excludes contracting and subcontracted operations. The application reports 100% subcontracting and residential new construction. Confirm with the broker whether the work is exclusively one- or two-family dwelling construction and provide the total subcontracted cost; this is an advisory alternative requiring underwriter confirmation.

91585AI alternative
Contractors - subcontracted work - in connection with construction, reconstruction, repair or erection of buildings
ISO rating basis
Total Cost
Required evidence
total cost
Provisional rate
$3.667
Premium
Pending confirmation and exposure

Why unresolved: The supplied ISO definition for 47051 excludes contracting and subcontracted operations. The conflicting descriptions include custom homes, tract work, and townhomes, so the broader building-construction alternative remains plausible until the dwelling type and scope are confirmed. Confirm applicability and provide total subcontracted cost; this is advisory and requires underwriter confirmation.

47051Submitted option
Real Estate Development Property
ISO rating basis
Each Acre
Required evidence
number of Each Acre
Provisional rate
$34.191
Premium
Pending confirmation and exposure

Why unresolved: Class 47051 is limited to ownership and maintenance of actively developed land and excludes contracting, subcontracted work, and operations performed by employees or subcontractors; those exposures must be separately classified.

AQUA ISO GL rating engine

Rating worksheet Review the populated inputs and edit any value to recalculate.
Recall is available after supporting details finish loading.
Schedule results0 of 3 rated
Total indicated premium$0
Commission17.5% commission
LocationClassExposureRatePremium
191583 (AI suggested)Missing: total cost$2.985Pending inputs
191585 (AI suggested)Missing: total cost$3.667Pending inputs
Account47051 (AI suggested)Missing: number of Each Acre$34.191Pending inputs
Total indicated premium$0
Show ISO rating-basis details
LocationClassISO rating basis
191583 (AI suggested)Total Cost
191585 (AI suggested)Total Cost
Account47051 (AI suggested)Each Acre

3 schedule line(s) require additional information because their class-specific basis or exposure is incomplete.

Technical indications returned by AQUA ISO GL for the source-backed location schedule; subject to underwriter validation.

View estimated premium breakdown (1 ACORD locations)

1 ACORD location(s) and 5 source-backed class/exposure line(s) extracted; 0 technical premium indication(s) produced. Lines are ordered by ACORD location, then class.

No location-level premium indication was produced. The ACORD details remain available for review.

Location 1 · Class not provided
Basis: Total Cost · Exposure: not provided · Rate: $2.985
Estimated premium: $0
Location 1 · Class not provided
Basis: Total Cost · Exposure: not provided · Rate: $3.667
Estimated premium: $0
Location Account · Class not provided
Basis: Each Acre · Exposure: not provided · Rate: $34.191
Estimated premium: $0
Supporting information · policies, evidence and coverage review
Additional coverage review
ⓘ About ancillary coverages

This register checks the selected ancillary coverages for risk conclusions, terms and missing information. To price one, use Add a coverage below, select its name, and review its matching AI estimate. A premium alone does not complete its risk assessment.

Only requested worksheet coverages are listed. An AI premium estimate does not establish that a coverage has been assessed.

No ancillary coverage is selected in this worksheet.

Schedule of underlying insurance · 0 policies

Record the policies beneath the requested excess layer. Their premiums are rating inputs and are not added to our quoted premium. Confirm each coverage component, underlying limit, aggregate, and policy term from the source terms.

View source evidence and review findings

Extraction source review

Needs review · Village Homes, LP

Compare the submitted values with their source before resolving a review item. Original observations remain available even when the schedule has been consolidated. Correct fields and resolve findings through the existing field and source-conflict review.

Review findings (13)

Review marked answers on Acord 125 126 - GL.PDF, page 1. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Review marked answers on Acord 125 126 - GL.PDF, page 5. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Review marked answers on Markel Contractor's Supplemental Application (1).PDF, page 1. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Review marked answers on Markel Contractor's Supplemental Application (1).PDF, page 4. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Review marked answers on Village Homes - New Vendor Contract.PDF, page 1. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Review marked answers on Village Homes - New Vendor Contract.PDF, page 22. Model agreement does not verify checkbox placement; inspect the source before relying on these controls.

Location 1, class : exposure or rating basis needs review.

Location 0, class : printed hazard identifier is missing.

Location 0, class : exposure or rating basis needs review.

Loss report 24-25 GL loss runs.PDF: as-of date is missing or unreadable.

Loss report 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF: as-of date is missing or unreadable.

Loss report 2025-2026 GL.PDF is valued as of 2026-06-30, before requested inception 2026-09-26. Later loss experience is unconfirmed.

Loss report 2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF is valued as of 2026-07-31, before requested inception 2026-09-26. Later loss experience is unconfirmed.

Location and building evidence (1 source observations)

These are source observations, not a count of physical locations. Different addresses or building identifiers require reconciliation.

Location / buildingAddressOperationsReported revenueSource
1 / Unknown2817 W 5th St., STE. B Fort Worth TX 76107Custom Home Builder - Rental Dwellings/DuplexesUnknownAcord 125 126 - GL.PDF · p. 2
Casualty class and exposure schedule (9)
Location / hazardSubmitted classDescriptionBasisExposurePrinted ratePrinted premiumSource
1 / 1900500General Contractor - Prem...P256,680.00UnknownUnknownAcord 125 126 - GL.PDF · p. 5
1 / 2900501General Contractors - Pro...S30,000,000.00UnknownUnknownAcord 125 126 - GL.PDF · p. 5
1 / 3Commercial ConstructionSUnknownUnknownUnknownAcord 125 126 - GL.PDF · p. 5
1 / 494444Homebuilder Supplementa...T1.00UnknownUnknownAcord 125 126 - GL.PDF · p. 5
1 / 547051Real Estate Development...E2.00UnknownUnknownAcord 125 126 - GL.PDF · p. 5
0 / UnknownGeneral Contractor - Premises/OperationsUnknownUnknownUnknownAcord 125 126 - GL.PDF · p. 9
0 / UnknownGeneral Contractors - Products/Completed OperationsUnknownUnknownUnknownAcord 125 126 - GL.PDF · p. 9
0 / UnknownHomebuilder Supplemental Endorsement Flat Charge (Fully Earned)Flat ChargeUnknownUnknownUnknownAcord 125 126 - GL.PDF · p. 9
0 / UnknownReal Estate Development Property (Premium Basis: Per Acre)Per AcreUnknownUnknownUnknownAcord 125 126 - GL.PDF · p. 9
Loss reports and claims (13 reports / 3 claim observations)

24-25 GL loss runs.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 5012673 · GL · 2024-09-26 to 2025-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1105157 · GL · 2023-09-26 to 2024-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1086701 · GL · 2022-09-26 to 2023-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1067693 · GL · 2021-09-26 to 2022-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1047530 · GL · 2020-09-26 to 2021-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1026654 · GL · 2019-09-26 to 2020-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 1004861 · GL · 2018-09-26 to 2019-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 989648 · GL · 2017-09-26 to 2018-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 961268 · GL · 2016-09-26 to 2017-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 938281 · GL · 2015-09-26 to 2016-09-26 · As of Unknown · Loss History

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1 · MID-CONTINENT GROUP · 04 GL 919886 · GL · 2014-09-26 to 2015-09-26 · As of Unknown · Loss History

2025-2026 GL.PDF · p. 1 · · AC010002490 · · 2025-09-26 to 2026-09-26 · As of 2026-06-30 · Loss Summary Report

2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1 · · AC010002490 · GL · 2025-09-26 to 2026-09-26 · As of 2026-07-31 · Loss Summary Report

24-25 GL loss runs.PDF · p. 2 · Claim 2008996 · Loss date 2024-11-25 · · Paid losses 0.00 · Paid indemnity 0.00 · Paid expense 0.00 · Incurred 3,464.27

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 2 · Claim 2007614 · Loss date 2023-05-11 · Closed · Paid losses 0.00 · Paid indemnity Unknown · Paid expense Unknown · Incurred 12,048.00

2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 2 · Claim 3000329 · Loss date 2016-10-22 · Closed · Paid losses 0.00 · Paid indemnity Unknown · Paid expense Unknown · Incurred 8,138.72

Independent visual readings (1)
Field / sourceFirst readingIndependent readingReview outcome
DeductibleBasis
Acord 125 126 - GL.PDF · p. 5
Both PD & BIunknownReadings disagree; source review required
Field evidence (418)
FieldSubmitted valueSourceSource detailReview
AgencyNameMarsh & McLennan Agency LLCAcord 125 126 - GL.PDF · p. 1Applicant Information Section - Agency
Marsh & McLennan Agency LLC
Source confirmation pending
BrokerNameChase FoxAcord 125 126 - GL.PDF · p. 1Applicant Information Section - Contact Name
Chase Fox
Source confirmation pending
BrokerPhone817-296-5738Acord 125 126 - GL.PDF · p. 1Applicant Information Section - Contact Phone
817-296-5738
Source confirmation pending
BrokerEmailChase.fox@marshmma.comAcord 125 126 - GL.PDF · p. 1Applicant Information Section - E-mail Address
Chase.fox@marshmma.com
Source confirmation pending
AgencyCustomerIDVILLAHOMES11Acord 125 126 - GL.PDF · p. 1Applicant Information Section - Agency Customer ID
VILLAHOMES11
Source confirmation pending
NameInsuredVillage Homes, LPAcord 125 126 - GL.PDF · p. 1Applicant Information - Name and Mailing Address
Village Homes, LP
Source confirmation pending
InsuredAddressLine13821 Camp Bowie Blvd.Acord 125 126 - GL.PDF · p. 1Applicant Information - Mailing Address
3821 Camp Bowie Blvd.
Source confirmation pending
InsuredCityFort WorthAcord 125 126 - GL.PDF · p. 1Applicant Information - Mailing Address
Fort Worth
Source confirmation pending
InsuredStateTXAcord 125 126 - GL.PDF · p. 1Applicant Information - Mailing Address
TX
Source confirmation pending
InsuredZip76107Acord 125 126 - GL.PDF · p. 1Applicant Information - Mailing Address
76107
Source confirmation pending
FEIN752657795Acord 125 126 - GL.PDF · p. 1Applicant Information - FEIN or SOC Sec #
752657795
Source confirmation pending
LegalEntityTypeLPAcord 125 126 - GL.PDF · p. 1Applicant Information - Entity Type
Village Homes, LP
Source confirmation pending
BusinessPhone(817) 737-3377Acord 125 126 - GL.PDF · p. 1Applicant Information - Business Phone
(817) 737-3377
Source confirmation pending
Websitewww.homesofcharacter.comAcord 125 126 - GL.PDF · p. 1Applicant Information - Website Address
www.homesofcharacter.com
Source confirmation pending
ProposedEffectiveDate09/26/2026Acord 125 126 - GL.PDF · p. 1Policy Information - Proposed Eff Date
09/26/2026
Source confirmation pending
ProposedExpirationDate09/26/2027Acord 125 126 - GL.PDF · p. 1Policy Information - Proposed Exp Date
09/26/2027
Source confirmation pending
TransactionTypeRenewAcord 125 126 - GL.PDF · p. 1Status of Transaction - Renew checkbox
RENEW checked
Inspect marked answer
CasualtyClassCodeTBDAcord 125 126 - GL.PDF · p. 1Applicant Information - GL Code
GL Code blank
Source confirmation pending
RequestedLineOfBusinessCommercial General LiabilityAcord 125 126 - GL.PDF · p. 1Lines of Business - Commercial General Liability checkbox
Commercial General Liability checked
Inspect marked answer
LocationNumber1Acord 125 126 - GL.PDF · p. 2Premises Information - LOC #
1
Source confirmation pending
PremisesAddress2817 W 5th St., STE. B, Fort Worth, TX 76107Acord 125 126 - GL.PDF · p. 2Premises Information - Street, City, State, ZIP
2817 W 5th St., STE. B; Fort Worth; TX; 76107
Source confirmation pending
PremisesCountyTarrantAcord 125 126 - GL.PDF · p. 2Premises Information - County
Tarrant
Source confirmation pending
DescriptionOfOperationsCustom Home Builder - Rental Dwellings/DuplexesAcord 125 126 - GL.PDF · p. 2Nature of Business - Description of Primary Operations
Custom Home Builder - Rental Dwellings/Duplexes
Source confirmation pending
InspectionContactMichael DikeAcord 125 126 - GL.PDF · p. 2Contact Information - Inspection Contact
Michael Dike
Source confirmation pending
AccountingContactMichael DikeAcord 125 126 - GL.PDF · p. 2Contact Information - Accounting Contact
Michael Dike
Source confirmation pending
OtherNamedInsuredFW Lone Oak Capital, LLC dba Michael Dike Fine HomesAcord 125 126 - GL.PDF · p. 1Applicant Information - Other Named Insured
FW Lone Oak Capital, LLC dba Michael Dike Fine Homes
Source confirmation pending
OtherNamedInsuredD H Management IncAcord 125 126 - GL.PDF · p. 1Applicant Information - Other Named Insured
D H Management Inc
Source confirmation pending
AgencyCustomerIDVILLAHOMES11Acord 125 126 - GL.PDF · p. 4Agency Customer ID
VILLAHOMES11
Source confirmation pending
ProducerNameRob BridgesAcord 125 126 - GL.PDF · p. 4Producer's Name (Please Print)
Rob Bridges
Source confirmation pending
AgencyNameMarsh & McLennan Agency LLCAcord 125 126 - GL.PDF · p. 5Commercial General Liability Section / Agency
Marsh & McLennan Agency LLC
Source confirmation pending
CarrierTBDAcord 125 126 - GL.PDF · p. 5Commercial General Liability Section / Carrier
TBD
Source confirmation pending
ApplicationDate08/09/2026Acord 125 126 - GL.PDF · p. 5Date (MM/DD/YYYY)
08/09/2026
Source confirmation pending
PolicyNumberTBDAcord 125 126 - GL.PDF · p. 5Policy Number
TBD
Source confirmation pending
NameInsuredVillage Homes, LPAcord 125 126 - GL.PDF · p. 5Applicant / First Named Insured
Village Homes, LP
Source confirmation pending
EffectiveDate2026-09-26Acord 125 126 - GL.PDF · p. 5Effective Date
09/26/2026
Source confirmation pending
GLGeneralAggregateLimit2000000Acord 125 126 - GL.PDF · p. 5Coverage Limits / General Aggregate
$2,000,000
Source confirmation pending
GLProductsCompletedOperationsAggregateLimit2000000Acord 125 126 - GL.PDF · p. 5Coverage Limits / Products & Completed Operations Aggregate
$2,000,000
Source confirmation pending
GLPersonalAdvertisingInjuryLimit1000000Acord 125 126 - GL.PDF · p. 5Coverage Limits / Personal & Advertising Injury
$1,000,000
Source confirmation pending
GLEachOccurrenceLimit1000000Acord 125 126 - GL.PDF · p. 5Coverage Limits / Each Occurrence
$1,000,000
Source confirmation pending
GLDamageToPremisesRentedLimit100000Acord 125 126 - GL.PDF · p. 5Coverage Limits / Damage to Rented Premises
$100,000
Source confirmation pending
GLMedicalPaymentsLimit5000Acord 125 126 - GL.PDF · p. 5Coverage Limits / Medical Expense
$5,000
Source confirmation pending
GLDeductible100000Acord 125 126 - GL.PDF · p. 5Deductibles / Both PD & BI
Both PD & BI $100,000
Source confirmation pending
GLDeductibleBasisBoth PD & BIAcord 125 126 - GL.PDF · p. 5Deductibles / Both PD & BI
Both PD & BI
Source confirmation pending
OccurrenceCoverageCheckboxcheckedAcord 125 126 - GL.PDF · p. 5Commercial General Liability / Occurrence checkbox
Occurrence [X]
Inspect marked answer
ClaimsMadeCoverageCheckboxuncheckedAcord 125 126 - GL.PDF · p. 5Commercial General Liability / Claims Made checkbox
Claims Made [ ]
Inspect marked answer
GeneralAggregateAppliesPerPolicyCheckboxcheckedAcord 125 126 - GL.PDF · p. 5Limit Applies Per / Policy checkbox
Policy [X]
Inspect marked answer
GeneralAggregateAppliesPerLocationCheckboxuncheckedAcord 125 126 - GL.PDF · p. 5Limit Applies Per / Location checkbox
Location [ ]
Inspect marked answer
DeductibleBasisBoth PD & BIAcord 125 126 - GL.PDF · p. 5DEDUCTIBLES: PER CLAIM / PER OCCURRENCE checkbox. Deductibles / Both PD & BI
Both PD & BI
Inspect marked answer
AgencyNameMarsh & McLennan Agency LLCAcord 125 126 - GL.PDF · p. 9Agency
Marsh & McLennan Agency LLC
Source confirmation pending
NameInsuredVillage Homes, LPAcord 125 126 - GL.PDF · p. 9Named Insured
Village Homes, LP
Source confirmation pending
NameInsuredD H Management IncAcord 125 126 - GL.PDF · p. 9Named Insured
D H Management Inc
Source confirmation pending
PolicyNumberTBDAcord 125 126 - GL.PDF · p. 9Policy Number
TBD
Source confirmation pending
LossRunCarrierTBDAcord 125 126 - GL.PDF · p. 9Carrier
TBD
Source confirmation pending
EffectiveDate2026-09-26Acord 125 126 - GL.PDF · p. 9Effective Date
09/26/2026
Source confirmation pending
FormNumber126Acord 125 126 - GL.PDF · p. 9Form Number
FORM NUMBER: 126
Source confirmation pending
FormTitleCommercial General Liability SectionAcord 125 126 - GL.PDF · p. 9Form Title
FORM TITLE: Commercial General Liability Section
Source confirmation pending
AgencyCustomerIdVILLAHOMES11Acord 125 126 - GL.PDF · p. 7Agency Customer ID
VILLAHOMES11
Source confirmation pending
ProducerNameRob BridgesAcord 125 126 - GL.PDF · p. 8Producer's Name (Please Print)
Rob Bridges
Source confirmation pending
GeneralInformationQuestion1unknownAcord 125 126 - GL.PDF · p. 7Question 1: Any medical facilities provided or medical professionals employed or contracted?; Y/N
Any medical facilities provided or medical professionals employed or contracted?
Source confirmation pending
GeneralInformationQuestion2unknownAcord 125 126 - GL.PDF · p. 7Question 2: Any exposure to radioactive/nuclear materials?; Y/N
Any exposure to radioactive/nuclear materials?
Source confirmation pending
GeneralInformationQuestion3unknownAcord 125 126 - GL.PDF · p. 7Question 3: Past, present or discontinued operations involving storing, treating, discharging, applying, disposing, or transporting hazardous material?; Y/N
Do/have past, present or discontinued operations involve(d) storing, treating, discharging, applying, disposing, or transporting of hazardous material?
Source confirmation pending
GeneralInformationQuestion4unknownAcord 125 126 - GL.PDF · p. 7Question 4: Any operations sold, acquired, or discontinued in last five years?; Y/N
Any operations sold, acquired, or discontinued in last five (5) years?
Source confirmation pending
GeneralInformationQuestion5unknownAcord 125 126 - GL.PDF · p. 7Question 5: Do you rent or loan equipment to others?; Y/N
Do you rent or loan equipment to others?
Source confirmation pending
GeneralInformationQuestion6unknownAcord 125 126 - GL.PDF · p. 7Question 6: Any watercraft, docks, floats owned, hired or leased?; Y/N
Any watercraft, docks, floats owned, hired or leased?
Source confirmation pending
GeneralInformationQuestion7unknownAcord 125 126 - GL.PDF · p. 7Question 7: Any parking facilities owned/rented?; Y/N
Any parking facilities owned/rented?
Source confirmation pending
GeneralInformationQuestion8unknownAcord 125 126 - GL.PDF · p. 7Question 8: Is a fee charged for parking?; Y/N
Is a fee charged for parking?
Source confirmation pending
GeneralInformationQuestion9unknownAcord 125 126 - GL.PDF · p. 7Question 9: Recreation facilities provided?; Y/N
Recreation facilities provided?
Source confirmation pending
GeneralInformationQuestion10unknownAcord 125 126 - GL.PDF · p. 7Question 10: Are there any lodging operations including apartments?; Y/N
Are there any lodging operations including apartments?
Source confirmation pending
GeneralInformationQuestion11SwimmingPoolunknownAcord 125 126 - GL.PDF · p. 7Question 11: Is there a swimming pool on premises?; Approved Fence, Limited Access, Diving Board, Slide, Above Ground, In Ground, Life Guard
Is there a swimming pool on premises? (Check all that apply)
Source confirmation pending
GeneralInformationQuestion12unknownAcord 125 126 - GL.PDF · p. 7Question 12: Are social events sponsored?; Y/N
Are social events sponsored?
Source confirmation pending
GeneralInformationQuestion13unknownAcord 125 126 - GL.PDF · p. 7Question 13: Are athletic teams sponsored?; Contact Sport Y/N; Age Group; Extent of Sponsorship
Are athletic teams sponsored?
Source confirmation pending
GeneralInformationQuestion14unknownAcord 125 126 - GL.PDF · p. 7Question 14: Any structural alterations contemplated?; Y/N
Any structural alterations contemplated?
Source confirmation pending
GeneralInformationQuestion15unknownAcord 125 126 - GL.PDF · p. 7Question 15: Any demolition exposure contemplated?; Y/N
Any demolition exposure contemplated?
Source confirmation pending
GeneralInformationQuestion16unknownAcord 125 126 - GL.PDF · p. 8Question 16: Has applicant been active in or is currently active in joint ventures?; Y/N
Has applicant been active in or is currently active in joint ventures?
Source confirmation pending
GeneralInformationQuestion17unknownAcord 125 126 - GL.PDF · p. 8Question 17: Do you lease employees to or from other employers?; Lease To/Lease From; Workers Compensation Coverage Carried Y/N
Do you lease employees to or from other employers?
Source confirmation pending
GeneralInformationQuestion18unknownAcord 125 126 - GL.PDF · p. 8Question 18: Is there a labor interchange with any other business or subsidiaries?; Y/N
Is there a labor interchange with any other business or subsidiaries?
Source confirmation pending
GeneralInformationQuestion19unknownAcord 125 126 - GL.PDF · p. 8Question 19: Are day care facilities operated or controlled?; Y/N
Are day care facilities operated or controlled?
Source confirmation pending
GeneralInformationQuestion20unknownAcord 125 126 - GL.PDF · p. 8Question 20: Have any crimes occurred or been attempted on your premises within the last three years?; Y/N
Have any crimes occurred or been attempted on your premises within the last three (3) years?
Source confirmation pending
GeneralInformationQuestion21unknownAcord 125 126 - GL.PDF · p. 8Question 21: Is there a formal, written safety and security policy in effect?; Y/N
Is there a formal, written safety and security policy in effect?
Source confirmation pending
GeneralInformationQuestion22unknownAcord 125 126 - GL.PDF · p. 8Question 22: Does the business's promotional literature make any representations about the safety or security of the premises?; Y/N
Does the business' promotional literature make any representations about the safety or security of the premises?
Source confirmation pending
FormNumber126Acord 125 126 - GL.PDF · p. 10Form Number
FORM NUMBER: 126
Source confirmation pending
FormTitleCommercial General LiabilityAcord 125 126 - GL.PDF · p. 10Form Title
FORM TITLE: Commercial General Liability
Source confirmation pending
CoverageCodeZZ9ZAcord 125 126 - GL.PDF · p. 10First populated schedule row, Cov Code
ZZ9Z
Source confirmation pending
CoverageDescriptionSee Policy for Full List of Endorsements Applied to PolicyAcord 125 126 - GL.PDF · p. 10First populated schedule row, Description
See Policy for Full List of En...
Source confirmation pending
CoverageCodeDCPGAAcord 125 126 - GL.PDF · p. 10Second populated schedule row, Cov Code
DCPGA
Source confirmation pending
CoverageDescriptionDesignated Construction Projects-General Aggregate LimitAcord 125 126 - GL.PDF · p. 10Second populated schedule row, Description
Designated Construction Projects
Source confirmation pending
FormNumberML1097Acord 125 126 - GL.PDF · p. 10Second populated schedule row, Form No.
ML1097
Source confirmation pending
EditionDate2009-05-01Acord 125 126 - GL.PDF · p. 10Second populated schedule row, Edition Date
2009-05-01
Source confirmation pending
CoverageCodeHBLDRAcord 125 126 - GL.PDF · p. 10Third populated schedule row, Cov Code
HBLDR
Source confirmation pending
CoverageDescriptionHomeBuilder Supplemental Endt - AI, WOSAcord 125 126 - GL.PDF · p. 10Third populated schedule row, Description
HomeBuilder Supplemental...
Source confirmation pending
FormNumberML1484Acord 125 126 - GL.PDF · p. 10Third populated schedule row, Form No.
ML1484
Source confirmation pending
EditionDate2020-02-01Acord 125 126 - GL.PDF · p. 10Third populated schedule row, Edition Date
2020-02-01
Source confirmation pending
AgencyNameMarsh & McLennan Agency LLCAcord 125 126 - GL.PDF · p. 11AGENCY
Marsh & McLennan Agency LLC
Source confirmation pending
NameInsuredVillage Homes, LPAcord 125 126 - GL.PDF · p. 11NAMED INSURED, first line
Village Homes, LP
Source confirmation pending
NameInsuredD H Management IncAcord 125 126 - GL.PDF · p. 11NAMED INSURED, second line
D H Management Inc
Source confirmation pending
PolicyNumberTBDAcord 125 126 - GL.PDF · p. 11POLICY NUMBER
TBD
Source confirmation pending
LossRunCarrierTBDAcord 125 126 - GL.PDF · p. 11CARRIER
TBD
Source confirmation pending
EffectiveDate2026-09-26Acord 125 126 - GL.PDF · p. 11EFFECTIVE DATE
09/26/2026
Source confirmation pending
AgencyCustomerIDVILLAHOMES11Acord 125 126 - GL.PDF · p. 11AGENCY CUSTOMER ID
VILLAHOMES11
Source confirmation pending
FormNumberOFBAADCAcord 125 126 - GL.PDF · p. 11FORM NUMBER
OFBAADC
Source confirmation pending
FormTitleAdditional CoveragesAcord 125 126 - GL.PDF · p. 11FORM TITLE
Additional Coverages
Source confirmation pending
AdditionalRemarkSee Policy for Full List of Endorsements Applied to PolicyAcord 125 126 - GL.PDF · p. 11ADDITIONAL REMARKS, first line
Cov Desc: See Policy for Full List of Endorsements Applied to Policy
Source confirmation pending
AdditionalRemarkDesignated Construction Projects-General Aggregate LimitAcord 125 126 - GL.PDF · p. 11ADDITIONAL REMARKS, second line
Cov Desc: Designated Construction Projects-General Aggregate Limit
Source confirmation pending
AdditionalRemarkHomeBuilder Supplemental Endt - AI, WOSAcord 125 126 - GL.PDF · p. 11ADDITIONAL REMARKS, third line
Cov Desc: HomeBuilder Supplemental Endt - AI, WOS
Source confirmation pending
NameInsuredVILLAGE HOMES, LP24-25 GL loss runs.PDF · p. 1Insured
Insured: VILLAGE HOMES, LP
Source confirmation pending
PolicyNumber04 GL 501267324-25 GL loss runs.PDF · p. 1Policy row
04 GL 5012673
Source confirmation pending
HistoricalPolicyEffectiveDate09/26/202424-25 GL loss runs.PDF · p. 1Policy row / Effective Date
09/26/2024
Source confirmation pending
HistoricalPolicyExpirationDate09/26/202524-25 GL loss runs.PDF · p. 1Policy row / Expiration
09/26/2025
Source confirmation pending
TotalPaidIndemnity$0.0024-25 GL loss runs.PDF · p. 1Total for Selected Policies / Paid Losses
$0.00
Source confirmation pending
TotalOutstandingReserve$0.0024-25 GL loss runs.PDF · p. 1Total for Selected Policies / OS Reserve
$0.00
Source confirmation pending
TotalRecovery$0.0024-25 GL loss runs.PDF · p. 1Total for Selected Policies / Recovery
$0.00
Source confirmation pending
TotalSalvage$0.0024-25 GL loss runs.PDF · p. 1Total for Selected Policies / Salvage
$0.00
Source confirmation pending
TotalIncurred$3,464.2724-25 GL loss runs.PDF · p. 1Total for Selected Policies / Net Incurred
$3,464.27
Source confirmation pending
TotalAllocatedExpense$3,464.2724-25 GL loss runs.PDF · p. 1Total for Selected Policies / Allocated EX
$3,464.27
Source confirmation pending
LossReportGeneratedDate8/19/2026 9:54:22 AM24-25 GL loss runs.PDF · p. 1Footer
8/19/2026 9:54:22 AM
Source confirmation pending
ClaimNumber200899624-25 GL loss runs.PDF · p. 2Claim Number
Claim Number: 2008996
Source confirmation pending
ClaimLossDate11-25-202424-25 GL loss runs.PDF · p. 2Loss Date
Loss Date: 11-25-2024
Source confirmation pending
ClaimLossStateTX24-25 GL loss runs.PDF · p. 2Loss State
Loss State: TX
Source confirmation pending
ClaimCloseDate06-18-202524-25 GL loss runs.PDF · p. 2Close Date
Close Date: 06-18-2025
Source confirmation pending
ClaimDescriptionWALKER BUSH CLMT MAKING ALLEGATIONS OF BLACK MOLD DUE TO A LEAK 14329 OVERLOOK PARK TX24-25 GL loss runs.PDF · p. 2Claim Description
Claim Description: WALKER BUSH CLMT MAKING ALLEGATIONS OF BLACK MOLD DUE TO A LEAK 14329 OVERLOOK PARK TX
Source confirmation pending
ClaimTotalIncurred$3,464.2724-25 GL loss runs.PDF · p. 2Claim Total - 2008996 / Net Incurred Allocated EX
$3,464.27
Source confirmation pending
ClaimTotalGrossIncurred$3,464.2724-25 GL loss runs.PDF · p. 2Claim Total - 2008996 / Gross Incurred
$3,464.27
Source confirmation pending
PolicyTotalIncurred$3,464.2724-25 GL loss runs.PDF · p. 2Policy Total - 04 GL 5012673
Policy Total - 04 GL 5012673: $0.00 $0.00 $3,464.27 $3,464.27
Source confirmation pending
GrandTotalIncurred$3,464.2724-25 GL loss runs.PDF · p. 2Grand Totals
Grand Totals: $0.00 $0.00 $3,464.27 $3,464.27
Source confirmation pending
ClaimCount124-25 GL loss runs.PDF · p. ?Distinct printed claim identifiers in source claim rows
Source confirmation pending
TotalPaid0.0024-25 GL loss runs.PDF · p. ?Sum of complete identified claim paid-loss cells
Source confirmation pending
NameInsuredVILLAGE HOMES LP2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Insured
Insured: VILLAGE HOMES LP
Source confirmation pending
LossHistoryLabelLoss History2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Page title
Loss History
Source confirmation pending
PolicyNumber_104 GL 11051572014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 1, Policy
04 GL 1105157
Source confirmation pending
PolicyPeriod_109/26/2023 - 09/26/20242014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 1, Effective Date / Expiration
09/26/2023 09/26/2024
Source confirmation pending
PolicyNetIncurred_10.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 1, Net Incurred Allocated EX
$0.00 $0.00
Source confirmation pending
PolicyNumber_204 GL 10867012014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 2, Policy
04 GL 1086701
Source confirmation pending
PolicyPeriod_209/26/2022 - 09/26/20232014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 2, Effective Date / Expiration
09/26/2022 09/26/2023
Source confirmation pending
PolicyNetIncurred_212048.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 2, Net Incurred Allocated EX
$12,048.00 $12,048.00
Source confirmation pending
PolicyNumber_304 GL 10676932014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 3, Policy
04 GL 1067693
Source confirmation pending
PolicyPeriod_309/26/2021 - 09/26/20222014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 3, Effective Date / Expiration
09/26/2021 09/26/2022
Source confirmation pending
PolicyNumber_404 GL 10475302014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 4, Policy
04 GL 1047530
Source confirmation pending
PolicyPeriod_409/26/2020 - 09/26/20212014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 4, Effective Date / Expiration
09/26/2020 09/26/2021
Source confirmation pending
PolicyNumber_504 GL 10266542014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 5, Policy
04 GL 1026654
Source confirmation pending
PolicyPeriod_509/26/2019 - 09/26/20202014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 5, Effective Date / Expiration
09/26/2019 09/26/2020
Source confirmation pending
PolicyNumber_604 GL 10048612014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 6, Policy
04 GL 1004861
Source confirmation pending
PolicyPeriod_609/26/2018 - 09/26/20192014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 6, Effective Date / Expiration
09/26/2018 09/26/2019
Source confirmation pending
PolicyNumber_704 GL 9896482014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 7, Policy
04 GL 989648
Source confirmation pending
PolicyPeriod_709/26/2017 - 09/26/20182014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 7, Effective Date / Expiration
09/26/2017 09/26/2018
Source confirmation pending
PolicyNumber_804 GL 9612682014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 8, Policy
04 GL 961268
Source confirmation pending
PolicyPeriod_809/26/2016 - 09/26/20172014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 8, Effective Date / Expiration
09/26/2016 09/26/2017
Source confirmation pending
PolicyNetIncurred_88138.722014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 8, Net Incurred Allocated EX
$8,138.72 $8,138.72
Source confirmation pending
PolicyNumber_904 GL 9382812014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 9, Policy
04 GL 938281
Source confirmation pending
PolicyPeriod_909/26/2015 - 09/26/20162014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 9, Effective Date / Expiration
09/26/2015 09/26/2016
Source confirmation pending
PolicyNumber_1004 GL 9198862014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 10, Policy
04 GL 919886
Source confirmation pending
PolicyPeriod_1009/26/2014 - 09/26/20152014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Policy table row 10, Effective Date / Expiration
09/26/2014 09/26/2015
Source confirmation pending
TotalPaidLosses0.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Total for Selected Policies, Paid Losses
$0.00
Source confirmation pending
TotalOSReserve0.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Total for Selected Policies, OS Reserve
$0.00
Source confirmation pending
TotalRecovery0.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Total for Selected Policies, Recovery
$0.00
Source confirmation pending
TotalSalvage0.002014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Total for Selected Policies, Salvage
$0.00
Source confirmation pending
TotalNetIncurred20186.722014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · p. 1Total for Selected Policies, Net Incurred Allocated EX
$20,186.72 $20,186.72
Source confirmation pending
ContactTeamTeam ATEEK - NEW and Renewal Business contactsimage-9df0874437d64785834115d9574c9638.png · p. 1Top heading, left section
Team ATEEK - NEW and Renewal Business contacts
Source confirmation pending
ContactTeamTeam ATEEK - Post BIND contactsimage-9df0874437d64785834115d9574c9638.png · p. 1Top heading, right section
Team ATEEK - Post BIND contacts
Source confirmation pending
ContactNameSteven Ateekimage-9df0874437d64785834115d9574c9638.png · p. 1Leftmost contact card
Steven Ateek
Source confirmation pending
ContactRoleSenior Vice President - Casualtyimage-9df0874437d64785834115d9574c9638.png · p. 1Steven Ateek contact card
Senior Vice President - Casualty
Source confirmation pending
DirectPhone469-385-1115image-9df0874437d64785834115d9574c9638.png · p. 1Steven Ateek contact card, Direct
Direct / 469-385-1115
Source confirmation pending
CellPhone972-814-3007image-9df0874437d64785834115d9574c9638.png · p. 1Steven Ateek contact card, Cell
Cell / 972-814-3007
Source confirmation pending
ContactEmailsateek@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Steven Ateek contact card, Email
Email / sateek@swrisk.com
Source confirmation pending
ContactNameTeresa Copeimage-9df0874437d64785834115d9574c9638.png · p. 1Second contact card
Teresa Cope
Source confirmation pending
ContactRoleMarketing Brokerimage-9df0874437d64785834115d9574c9638.png · p. 1Teresa Cope contact card
Marketing Broker
Source confirmation pending
DirectPhone469-385-1087image-9df0874437d64785834115d9574c9638.png · p. 1Teresa Cope contact card, Direct
Direct / 469-385-1087
Source confirmation pending
ContactEmailtcope@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Teresa Cope contact card, Email
Email / tcope@swrisk.com
Source confirmation pending
ContactNameLyndsay Blackwellimage-9df0874437d64785834115d9574c9638.png · p. 1Third contact card
Lyndsay Blackwell
Source confirmation pending
ContactRoleMarketing Brokerimage-9df0874437d64785834115d9574c9638.png · p. 1Lyndsay Blackwell contact card
Marketing Broker
Source confirmation pending
DirectPhone469-283-1710image-9df0874437d64785834115d9574c9638.png · p. 1Lyndsay Blackwell contact card, Direct
Direct / 469-283-1710
Source confirmation pending
ContactEmaillblackwell@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Lyndsay Blackwell contact card, Email
Email / lblackwell@swrisk.com
Source confirmation pending
ContactNameLori Ramseyimage-9df0874437d64785834115d9574c9638.png · p. 1Fourth contact card
Lori Ramsey
Source confirmation pending
ContactRoleAccount Managerimage-9df0874437d64785834115d9574c9638.png · p. 1Lori Ramsey contact card
Account Manager
Source confirmation pending
DirectPhone469-385-1067image-9df0874437d64785834115d9574c9638.png · p. 1Lori Ramsey contact card, Direct
Direct / 469-385-1067
Source confirmation pending
ContactEmaillramsey@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Lori Ramsey contact card, Email
Email / lramsey@swrisk.com
Source confirmation pending
ContactNameMary Douthitimage-9df0874437d64785834115d9574c9638.png · p. 1Fifth contact card
Mary Douthit
Source confirmation pending
ContactEmailmdouthit@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Mary Douthit contact card, Email
Email / mdouthit@swrisk.com
Source confirmation pending
ContactNameShelly McCabeimage-9df0874437d64785834115d9574c9638.png · p. 1Rightmost contact card
Shelly McCabe
Source confirmation pending
ContactRoleAccount Managerimage-9df0874437d64785834115d9574c9638.png · p. 1Shelly McCabe contact card
Account Manager
Source confirmation pending
DirectPhone469-385-1062image-9df0874437d64785834115d9574c9638.png · p. 1Shelly McCabe contact card, Direct
Direct / 469-385-1062
Source confirmation pending
ContactEmailsmccabe@swrisk.comimage-9df0874437d64785834115d9574c9638.png · p. 1Shelly McCabe contact card, Email
Email / smccabe@swrisk.com
Source confirmation pending
NameInsuredVillage Homes, LPMarkel Contractor's Supplemental Application (1).PDF · p. 1NAME AND MAILING ADDRESS OF APPLICANT
Village Homes, LP
Source confirmation pending
InsuredAddressLine12817 W. 5th Street, Suite BMarkel Contractor's Supplemental Application (1).PDF · p. 1NAME AND MAILING ADDRESS OF APPLICANT
2817 W. 5th Street, Suite B
Source confirmation pending
InsuredCityFort WorthMarkel Contractor's Supplemental Application (1).PDF · p. 1NAME AND MAILING ADDRESS OF APPLICANT
Fort Worth
Source confirmation pending
InsuredStateTXMarkel Contractor's Supplemental Application (1).PDF · p. 1NAME AND MAILING ADDRESS OF APPLICANT
TX
Source confirmation pending
InsuredZip76107Markel Contractor's Supplemental Application (1).PDF · p. 1NAME AND MAILING ADDRESS OF APPLICANT
76107
Source confirmation pending
YearsInBusiness30Markel Contractor's Supplemental Application (1).PDF · p. 1Question 1 - Time in business
30
Source confirmation pending
YearsOfExperience30Markel Contractor's Supplemental Application (1).PDF · p. 1Question 1 - Years of experience
30
Source confirmation pending
LicenseduncheckedMarkel Contractor's Supplemental Application (1).PDF · p. 1Question 1 - Licensed? Yes
Yes [unchecked]
Inspect marked answer
Licensedchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 1Question 1 - Licensed? No
No [checked]
Source confirmation pending
GeneralContractorPercentage100Markel Contractor's Supplemental Application (1).PDF · p. 1Question 2 - General Contractor
100 %
Source confirmation pending
DeveloperPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 1Question 2 - Developer
0 %
Source confirmation pending
SubcontractorPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 1Question 2 - Subcontractor
0 %
Source confirmation pending
ConstructionManagerPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 1Question 2 - Construction Manager
0 %
Source confirmation pending
StatesWorkedInTexasMarkel Contractor's Supplemental Application (1).PDF · p. 1Question 5 - States worked in
Texas
Source confirmation pending
OwnersOfficersPartnersPayroll0.00Markel Contractor's Supplemental Application (1).PDF · p. 1Question 6 - Payroll of owners, officer, and partners
$0.00
Source confirmation pending
EmployeePayroll0.00Markel Contractor's Supplemental Application (1).PDF · p. 1Question 6 - Payroll of employees
$0.00
Source confirmation pending
LeasedTemporaryCasualLaborCost0.00Markel Contractor's Supplemental Application (1).PDF · p. 1Question 6 - Cost of leased, temporary, staffing service, casual labor
$0.00
Source confirmation pending
TotalPayroll0.00Markel Contractor's Supplemental Application (1).PDF · p. 1Question 6 - Total payroll
$0.00
Source confirmation pending
LicensedArchitectsSurveyorsEngineersOrAgentschecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 1Question 7 - Do you employ any licensed architects, surveyors, engineers, Real Estate agents or brokers? No
No [checked]
Source confirmation pending
WrapUpOrOCPPolicieschecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 1Question 8 - Prior or planned jobs covered under wrap-up or OCP policies? No
No [checked]
Source confirmation pending
ResidentialOperationsPercentage100Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Overall operations: Residential
Residential 100 %
Source confirmation pending
CommercialOperationsPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Overall operations: Commercial
Commercial 0 %
Source confirmation pending
PublicWorksPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Overall operations: Public Works
Public Works 0 %
Source confirmation pending
ResidentialNewPercentage100Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Residential: New
New 100 %
Source confirmation pending
ResidentialRemodelPercentage0Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Residential: Remodel
Remodel 0 %
Source confirmation pending
CondominiumsTownhousesPercentage45Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Residential: Condominiums/Townhouses
45 %
Source confirmation pending
CustomHomesPercentage55Markel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Residential: Custom Homes
55 %
Source confirmation pending
ResidentialProjectExceedingTwentyHomesUnitschecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 9 - Residential project exceeding twenty homes/units? Yes
Yes [checked]
Source confirmation pending
SubcontractorGLMinimumLimit1000000Markel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Minimum General Liability limits required
1,000,000
Source confirmation pending
SubcontractorCertificatesGLAndWCchecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Certificates of Insurance for GL and WC from all subcontractors? Yes
Yes [checked]
Source confirmation pending
WrittenSubcontractorContractschecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Written contracts obtained from all subcontractors? Yes
Yes [checked]
Source confirmation pending
SubcontractorHoldHarmlesschecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Contracts contain Hold Harmless clause? Yes
Yes [checked]
Source confirmation pending
AdditionalInsuredOnSubcontractorPolicieschecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Named as Additional Insured on all subcontractor policies? Yes
Yes [checked]
Source confirmation pending
SameSubcontractorsNormallyUsedchecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Normally use the same subcontractors? Yes
Yes [checked]
Source confirmation pending
CasualLaborUsedchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Use any casual labor? No
No [checked]
Source confirmation pending
LeasedEmployeesUsedchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Use any leased employees? No
No [checked]
Source confirmation pending
WorkSubcontractedPercentage100Markel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Percentage of work subbed out
100 %
Source confirmation pending
WorkersCompensationInsurancechecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 2Question 10 - Carry Worker's Compensation insurance? Yes
Yes [checked]
Source confirmation pending
ProjectedPayroll18000000Markel Contractor's Supplemental Application (1).PDF · p. 2Question 11 - Projected next 12 months - Payroll
$18,000,000.00
Source confirmation pending
TotalProjectedRevenue29250000Markel Contractor's Supplemental Application (1).PDF · p. 2Question 11 - Projected next 12 months - Receipts
$29,250,000.00
Source confirmation pending
ProjectedSubcontractorsCost16672500Markel Contractor's Supplemental Application (1).PDF · p. 2Question 11 - Projected next 12 months - Subcontractors Cost
$16,672,500.00
Source confirmation pending
AverageCompletedJobValue550000Markel Contractor's Supplemental Application (1).PDF · p. 3Question 14 - Dollar value of average completed job
$550,000.00
Source confirmation pending
EquipmentRentalToOtherschecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 16 - Equipment rental to others? No
No [checked]
Source confirmation pending
MobileEquipmentLeasedchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 17 - Lease mobile equipment? No
No [checked]
Source confirmation pending
CraneUsechecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 17 - Do you use cranes? No
No [checked]
Source confirmation pending
FireWaterOrMoldDamageRepairschecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 18 - Repairs of fire damage, water damage, or mold damage? No
No [checked]
Source confirmation pending
ExplosivesUsedchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 19 - Do you use explosives? No
No [checked]
Source confirmation pending
FlammablesStoredOnSitechecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 20 - Flammables stored on site? No
No [checked]
Source confirmation pending
RefineryWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Refineries No
No [checked]
Source confirmation pending
GasStationWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Gas Stations No
No [checked]
Source confirmation pending
ChemicalPlantWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Chemical Plants No
No [checked]
Source confirmation pending
AirportWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Airports No
No [checked]
Source confirmation pending
RailroadWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Railroads No
No [checked]
Source confirmation pending
HospitalWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Hospitals No
No [checked]
Source confirmation pending
PublicUtilityWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 21 - Public Utilities No
No [checked]
Source confirmation pending
CaissonWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Caissons No
No [checked]
Source confirmation pending
PiersWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Piers No
No [checked]
Source confirmation pending
RetainingWallsWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Retaining Walls No
No [checked]
Source confirmation pending
ShoringWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Shoring No
No [checked]
Source confirmation pending
UnderpinningWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Underpinning No
No [checked]
Source confirmation pending
OtherStructuralEngineeringWorkchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 22 - Other structural engineering? No
No [checked]
Source confirmation pending
WorkAboveTwoStorieschecked YesMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 23 - Work above two stories? Yes
Yes [checked]
Source confirmation pending
WorkAboveTwoStoriesPercentage20Markel Contractor's Supplemental Application (1).PDF · p. 3Question 23 - Percentage
20 %
Source confirmation pending
MaximumHeightStories3Markel Contractor's Supplemental Application (1).PDF · p. 3Question 23 - Maximum height
3
Source confirmation pending
WorkAboveTwoStoriesExplanation3-story townhomesMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 23 - Please explain
3-story townhomes
Source confirmation pending
WorkBelowGroundLevelchecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 24 - Work below ground level? No
No [checked]
Source confirmation pending
WorkOnHillsidesHilltopsSlopesOrLandfillschecked NoMarkel Contractor's Supplemental Application (1).PDF · p. 3Question 25 - Work on hillsides, hilltops, slopes, or landfills? No
No [checked]
Source confirmation pending
RoofRepairReplaceNewRoofQuestionNoMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 26, checkbox question: Have you in the past or do you plan any repair, replace or new roofs? No checkbox
No
Inspect marked answer
FiredOrReplacedOnJobQuestionNoMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: In the past three years, have you been fired or replaced on a job in progress? No checkbox
No
Inspect marked answer
ReplacedAnotherContractorQuestionNoMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Have you replaced another contractor on a job in progress? No checkbox
No
Inspect marked answer
ClaimsLossesSuitsPastFiveYearsQuestionYesMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Were there any claims, losses, or suits against you in the past five years? Yes checkbox
Yes
Inspect marked answer
PendingClaimsOrLegalActionsQuestionUnknownMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Are there any claims or legal actions pending against any of the entities named in the application? Yes/No checkboxes both unchecked
Yes [unchecked] No [unchecked]
Inspect marked answer
PreExistingActOrConditionQuestionNoMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Do any of the entities named in the application have knowledge of any pre-existing act, omission, event, condition, or damage to any person or property that may potentially give rise to any future claim or legal action? No checkbox
No
Inspect marked answer
FaultyConstructionAccusationQuestionNoMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Have you been accused of faulty construction in the past five years? No checkbox
No
Inspect marked answer
BreachOfContractAccusationQuestionUnknownMarkel Contractor's Supplemental Application (1).PDF · p. 4Question 27, checkbox question: Have you been accused of breaching a contract in the past five years? Yes/No checkboxes both unchecked
Yes [unchecked] No [unchecked]
Inspect marked answer
ApplicantNameJennifer OlsonMarkel Contractor's Supplemental Application (1).PDF · p. 5Signature block, Name of Applicant
Jennifer Olson
Source confirmation pending
ApplicantTitleAccounting ManagerMarkel Contractor's Supplemental Application (1).PDF · p. 5Signature block, Title
Accounting Manager
Source confirmation pending
ApplicantSignatureJennifer OlsonMarkel Contractor's Supplemental Application (1).PDF · p. 5Signature block, Signature of Applicant
Jennifer Olson
Source confirmation pending
ApplicationSignatureDate07/29/2026Markel Contractor's Supplemental Application (1).PDF · p. 5Signature block, Date
07/29/2026
Source confirmation pending
CertificateTitleMarkel Contractor's Supplemental ApplicationMarkel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, Title
Markel Contractor's Supplemental Application
Source confirmation pending
CertificateFileNameMarkel Contractor's Supplemental Application.pdfMarkel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, File name
Markel Contractor's Supplemental Application.pdf
Source confirmation pending
CertificateStatusCompletedMarkel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, Status
Completed
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DocumentGuidssAogaAq8YQOgPdBj_J_rv8MZ6MMJEfHMarkel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, Document guid
ssAogaAq8YQOgPdBj_J_rv8MZ6MMJEfH
Source confirmation pending
DocumentPageCount6Markel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, Number of pages
6
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DocumentESignatureCount1Markel Contractor's Supplemental Application (1).PDF · p. 6Certificate of Completion Summary, Number of e-signatures
1
Source confirmation pending
DocumentHistoryTimestamp2026-07-29 04:08:03 PM CDTMarkel Contractor's Supplemental Application (1).PDF · p. 6Document History, signed timestamp
2026-07-29 04:08:03 PM CDT
Source confirmation pending
DocumentHistorySignerJennifer OlsonMarkel Contractor's Supplemental Application (1).PDF · p. 6Document History, Signed by
Signed by Jennifer Olson (jennifer@homesofcharacter.com)
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DocumentHistorySignerEmailjennifer@homesofcharacter.comMarkel Contractor's Supplemental Application (1).PDF · p. 6Document History, signer email
jennifer@homesofcharacter.com
Source confirmation pending
DocumentHistoryIP68.184.189.50Markel Contractor's Supplemental Application (1).PDF · p. 6Document History, IP
IP 68.184.189.50
Source confirmation pending
NameInsuredVillage Homes, LP2025-2026 GL.PDF · p. 1Insured Name; policy row
Village Homes, LP
Source confirmation pending
PolicyNumberAC0100024902025-2026 GL.PDF · p. 1Policy Number; policy row
AC010002490
Source confirmation pending
HistoricalPolicyEffectiveDate9/26/20252025-2026 GL.PDF · p. 1Effective Date; policy row
9/26/2025
Source confirmation pending
HistoricalPolicyExpirationDate9/26/20262025-2026 GL.PDF · p. 1Expiration Date; policy row
9/26/2026
Source confirmation pending
LossReportAsOfDate6/30/20262025-2026 GL.PDF · p. 1Valuation Date
6/30/2026
Source confirmation pending
LossHistorySummaryLoss Summary Report2025-2026 GL.PDF · p. 1Report title
Loss Summary Report
Source confirmation pending
TotalIncurred02025-2026 GL.PDF · p. 1Total Incurred; policy row
$0
Source confirmation pending
OpenClaimCount02025-2026 GL.PDF · p. 1Open; policy row
0
Source confirmation pending
Recovery02025-2026 GL.PDF · p. 1Recovery; policy row
0
Source confirmation pending
InjuryLoss02025-2026 GL.PDF · p. 1Injury; policy row
0
Source confirmation pending
PropertyLoss02025-2026 GL.PDF · p. 1Property; policy row
0
Source confirmation pending
TotalLoss02025-2026 GL.PDF · p. 1Total; policy row
0
Source confirmation pending
ReportFilterEffectiveDate1/1/20002025-2026 GL.PDF · p. 1Effective Date filter
1/1/2000
Source confirmation pending
ReportFilterEndDate6/30/20262025-2026 GL.PDF · p. 1Effective Date filter end date
6/30/2026
Source confirmation pending
TransactionTypeNew Vendor / TradeVillage Homes - New Vendor Contract.PDF · p. 1Document heading: "Village Homes Check List - New Vendor / Trade"
Village Homes Check List - New Vendor / Trade
Source confirmation pending
MasterContractChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Master Contract
Master Contract
Inspect marked answer
InsuranceChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Insurance
Insurance
Inspect marked answer
WorkersCompensationAgreementChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Worker's Compensation Agreement
Worker's Compensation Agreement
Inspect marked answer
ContactSheetChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Contact Sheet
Contact Sheet
Inspect marked answer
IdentificationChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Identification
Identification
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W9TaxFormChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: W-9 Tax Form
W-9 Tax Form
Inspect marked answer
ScopeOfWorkChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Scope of Work
Scope of Work
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SchedulePricingAddendumChecklistuncheckedVillage Homes - New Vendor Contract.PDF · p. 1Checkbox question: Schedule Pricing Addendum
Schedule Pricing Addendum
Inspect marked answer
CertificateHolderNameVillage HomesVillage Homes - New Vendor Contract.PDF · p. 2Certificate holder address block
Village Homes
Source confirmation pending
CertificateHolderAddress2817 W. 5 th Street, Fort Worth, Texas 76107Village Homes - New Vendor Contract.PDF · p. 2Certificate holder address block
2817 W. 5 th Street Fort Worth, Texas 76107
Source confirmation pending
GeneralLiabilityAdditionalInsuredRequirementVillage Homes must be shown as an additional insured and certificate holderVillage Homes - New Vendor Contract.PDF · p. 2Opening insurance certificate instruction
Please return your certificate of General Liability Insurance showing Village Homes as an additional insured and certificate holder listed as follows:
Source confirmation pending
GLEachOccurrenceLimit$1,000,000Village Homes - New Vendor Contract.PDF · p. 2Coverage requirement 1
$1,000,000 for each occurrence
Source confirmation pending
GLGeneralAggregateLimit$2,000,000Village Homes - New Vendor Contract.PDF · p. 2Coverage requirement 1
$2,000,000 aggregate
Source confirmation pending
GLPersonalInjuryLiabilityLimit$1,000,000Village Homes - New Vendor Contract.PDF · p. 2Coverage requirement 2
Personal Injury Liability - $1,000,000 limit of liability
Source confirmation pending
GLPersonalInjuryAgreementsAgreements A, B, & CVillage Homes - New Vendor Contract.PDF · p. 2Coverage requirement 2
include agreements A, B, &C.
Source confirmation pending
InvoiceSubmissionAddressVillage Homes, 2817 W. 5th Street, Suite B, Fort Worth, Texas 76107Village Homes - New Vendor Contract.PDF · p. 3Invoice Submittals physical address
Village Homes 2817 W. 5th Street, Suite B Fort Worth, Texas 76107
Source confirmation pending
InvoiceSubmissionEmailInvoices@homesofcharacter.comVillage Homes - New Vendor Contract.PDF · p. 3Invoice Submittals email address
Invoices@homesofcharacter.com
Source confirmation pending
InvoicePaymentTermsInvoices submitted between the 16th and last day of the month will be paid on the 10th of the subsequent month; invoices submitted between the 1st and 15th will be paid on the 25th of the current month.Village Homes - New Vendor Contract.PDF · p. 3Invoice Processing paragraph
Invoices and completed purchase orders submitted between the 16th and last day of the month, will be paid on the 10th of the subsequent month. Invoices and completed purchase orders submitted between the 1st and the 15th, will be paid on the 25th of the current month.
Source confirmation pending
NameInsuredVILLAGE HOMES, L.P.Village Homes - New Vendor Contract.PDF · p. 4Contract title and opening paragraph
VILLAGE HOMES, L.P. BASIC CONTRACT FOR LABOR OR LABOR AND MATERIALS
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LegalEntityTypeL.P.Village Homes - New Vendor Contract.PDF · p. 4Contract title
VILLAGE HOMES, L.P.
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ContractTypeBasic contract for labor or labor and materialsVillage Homes - New Vendor Contract.PDF · p. 4Contract heading
BASIC CONTRACT FOR LABOR OR LABOR AND MATERIALS
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ContractPartyRoleContractorVillage Homes - New Vendor Contract.PDF · p. 4Opening paragraph
hereinafter called "Contractor"
Source confirmation pending
InsuranceRequirementCertificate of Workers' Compensation Insurance (replace with Certificate of General Liability Insurance, if applicable)Village Homes - New Vendor Contract.PDF · p. 6Section 13(B)
Contractor shall furnish Village with a Certificate of Workers' Compensation Insurance (replace with Certificate of General Liability Insurance, if applicable)
Source confirmation pending
IndemnificationRequirementContractor agrees to indemnify and hold harmless VillageVillage Homes - New Vendor Contract.PDF · p. 6Section 14
contractor agrees to indemnify and hold harmless Village
Source confirmation pending
WorkLocationReferenceState of TexasVillage Homes - New Vendor Contract.PDF · p. 6Section 11
in accordance with the laws of the State of Texas
Source confirmation pending
WorkDescriptionConstruction of improvements to real propertyVillage Homes - New Vendor Contract.PDF · p. 4Opening paragraph
use in the construction of improvements to real property
Source confirmation pending
AcceptedByNameMichael DikeVillage Homes - New Vendor Contract.PDF · p. 8ACCEPTED block, Name
Name: Michael Dike
Source confirmation pending
AcceptedByTitlePresidentVillage Homes - New Vendor Contract.PDF · p. 8ACCEPTED block, title
President, DH Management, Inc.
Source confirmation pending
AcceptedByOrganizationDH Management, Inc.Village Homes - New Vendor Contract.PDF · p. 8ACCEPTED block, organization
President, DH Management, Inc.
Source confirmation pending
ContractPartyVillage Homes, L.PVillage Homes - New Vendor Contract.PDF · p. 8ACCEPTED block, general partner designation
General Partner for Village Homes, L.P
Source confirmation pending
GLEachOccurrenceLimit1000000Village Homes - New Vendor Contract.PDF · p. 9Insurance section, General Liability Occurrence Form, item a
$1,000,000 for each occurrence
Source confirmation pending
GLGeneralAggregateLimit2000000Village Homes - New Vendor Contract.PDF · p. 9Insurance section, General Liability Occurrence Form, item a
$2,000,000 aggregate
Source confirmation pending
PersonalAndAdvertisingInjuryLimit1000000Village Homes - New Vendor Contract.PDF · p. 9Insurance section, General Liability Occurrence Form, item b
Personal Injury Liability - $1,000,000 limit of liability
Source confirmation pending
AutomobileLiabilityCombinedLimit500000Village Homes - New Vendor Contract.PDF · p. 9Insurance section, item 1, Automobile Liability Insurance
combined limit of $500,000 for bodily injury and property damage
Source confirmation pending
GeneralLiabilityCoverageTermsPremises and operations; broad form blanket contractual; broad form property damage; independent contractorsVillage Homes - New Vendor Contract.PDF · p. 9Insurance section, General Liability Occurrence Form
All coverage shall include (a) premises and operations; (b) broad form blanket contractual; (c) broad form property damage; and (d) independent contractors.
Source confirmation pending
GeneralLiabilityInsuranceRequirementCurrent General Liability Insurance required before beginning workVillage Homes - New Vendor Contract.PDF · p. 11Insurance paragraph
Prior to you beginning any work, an original Certificate of Insurance, from your insurance agent, reflecting current General Liability Insurance in the amount of $1,000,000 must be in our office.
Source confirmation pending
GLEachOccurrenceLimit1000000Village Homes - New Vendor Contract.PDF · p. 11Insurance requirements, item a
$1,000,000 for each occurrence
Source confirmation pending
GLGeneralAggregateLimit2000000Village Homes - New Vendor Contract.PDF · p. 11Insurance requirements, item a
$2,000,000 aggregate
Source confirmation pending
PersonalInjuryLiabilityLimit1000000Village Homes - New Vendor Contract.PDF · p. 11Insurance requirements, item b
Personal Injury Liability - $1,000,000 limit of liability and must include agreements A, B, & C.
Source confirmation pending
BrokerNameMark McGuffinVillage Homes - New Vendor Contract.PDF · p. 11Insurance Quotes footnote
For Insurance Quotes please contact Mark McGuffin
Source confirmation pending
AgencyNameLegacy Texas Insurance ServicesVillage Homes - New Vendor Contract.PDF · p. 11Insurance Quotes footnote
Legacy Texas Insurance Services
Source confirmation pending
Phone972-461-7334Village Homes - New Vendor Contract.PDF · p. 11Insurance Quotes footnote
(972) 461-7334
Source confirmation pending
ContractPrincipalNameMichael DikeVillage Homes - New Vendor Contract.PDF · p. 10Executed agreement signature block
Name: Michael Dike
Source confirmation pending
ContractPrincipalRolePresident, DH Management, Inc.; General Partner for Village Homes, L.P.Village Homes - New Vendor Contract.PDF · p. 10Executed agreement signature block
President, DH Management, Inc. General Partner for Village Homes, L.P.
Source confirmation pending
ContractualCoverageTermsBroad form blanket contractual; broad form property damage; independent contractorsVillage Homes - New Vendor Contract.PDF · p. 11Insurance Quotes footnote
All coverage shall include (a) premises and operations; (b) broad form blanket contractual; (c) broad form property damage; and (d) independent contractors.
Source confirmation pending
TradeContractorRepresentativeNameMichael DikeVillage Homes - New Vendor Contract.PDF · p. 13Name
Name: Michael Dike
Source confirmation pending
TradeContractorRepresentativeTitlePresidentVillage Homes - New Vendor Contract.PDF · p. 13Title beneath Name
President, D. H. Management, Inc.
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TradeContractorRepresentativeCompanyD. H. Management, Inc.Village Homes - New Vendor Contract.PDF · p. 13Company beneath Name
President, D. H. Management, Inc.
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GeneralPartnerForVillage Homes, L.P.Village Homes - New Vendor Contract.PDF · p. 13General Partner for
General Partner for Village Homes, L.P.
Source confirmation pending
WarrantyPeriodat least one year from the date of the Deed conveying the property from Village to a HomeownerVillage Homes - New Vendor Contract.PDF · p. 13Warranty
All labor and materials furnished by Contractor shall be warranted free of defect for a period of at least one year from the date of the Deed conveying the property from Village to a Homeowner
Source confirmation pending
TrashPolicyBackCharge50Village Homes - New Vendor Contract.PDF · p. 14Village Homes will; back charge
Back charge $50 if problem persists until corrected
Source confirmation pending
WorkersCompensationOption1TextSubcontractor agrees that an independent subcontractor relationship has been established between the subcontractor and Village Homes LP. Worker's compensation coverage will not be provided to the subcontractor or their employees.Village Homes - New Vendor Contract.PDF · p. 15Worker's Compensation Insurance (initial once), option 1
1. Subcontractor agrees that an independent subcontractor relationship has been established between the subcontractor and Village Homes LP. Worker's compensation coverage will not be provided to the subcontractor or their employees
Source confirmation pending
WorkersCompensationOption2TextSubcontractor provides worker's compensation coverage for his employeesVillage Homes - New Vendor Contract.PDF · p. 15Worker's Compensation Insurance (initial once), option 2
2. Subcontractor provides worker's compensation coverage for his employees
Source confirmation pending
GeneralLiabilityOption2MinimumLimit2000000Village Homes - New Vendor Contract.PDF · p. 15General Liability Insurance (initial one), option 2
Subcontractor carries a minimum of $2,000,000 general liability coverage insurance.
Source confirmation pending
GeneralLiabilityOption1TextSubcontractor does not carry any general liability insurance and acknowledges that Village Homes LP. will deduct at the State rate as a penalty for hiring an uninsured subcontractorVillage Homes - New Vendor Contract.PDF · p. 15General Liability Insurance (initial one), option 1
1. Subcontractor does not carry any general liability insurance and acknowledges that Village Homes LP. will deduct at the State rate as a penalty for hiring an uninsured subcontractor
Source confirmation pending
DocumentTitleTexas Department of Insurance, Division of Workers' CompensationVillage Homes - New Vendor Contract.PDF · p. 22Header
TEXAS DEPARTMENT OF INSURANCE, DIVISION OF WORKERS' COMPENSATION (TDI-DWC)
Source confirmation pending
FormNumberDWC FORM-83Village Homes - New Vendor Contract.PDF · p. 22Bottom-left footer
DWC FORM-83 Rev. 04/18
Source confirmation pending
FormRevision04/18Village Homes - New Vendor Contract.PDF · p. 22Bottom-left footer
DWC FORM-83 Rev. 04/18
Source confirmation pending
IndependentContractorRelationshipCheckboxuncheckedVillage Homes - New Vendor Contract.PDF · p. 22Checkbox: JOINT AGREEMENT TO AFFIRM INDEPENDENT CONTRACTOR RELATIONSHIP FOR CERTAIN BUILDING AND CONSTRUCTION WORKERS
☐ JOINT AGREEMENT TO AFFIRM INDEPENDENT CONTRACTOR RELATIONSHIP FOR CERTAIN BUILDING AND CONSTRUCTION WORKERS
Inspect marked answer
EmployerEmployeeRelationshipCheckboxuncheckedVillage Homes - New Vendor Contract.PDF · p. 22Checkbox: AGREEMENT TO ESTABLISH EMPLOYER-EMPLOYEE RELATIONSHIP FOR CERTAIN BUILDING AND CONSTRUCTION WORKERS
☐ AGREEMENT TO ESTABLISH EMPLOYER-EMPLOYEE RELATIONSHIP FOR CERTAIN BUILDING AND CONSTRUCTION WORKERS
Inspect marked answer
TexasLaborCodeReferenceSection 406.141Village Homes - New Vendor Contract.PDF · p. 22Introductory definition paragraph
Texas Labor Code, Section 406.141
Source confirmation pending
AgreementEmployerEmployeeProvisionReferenceSection 406.144Village Homes - New Vendor Contract.PDF · p. 22Bottom of employer-employee relationship section
Texas Labor Code, Texas Workers’ Compensation Act, Section 406.144.
Source confirmation pending
AgreementIndependentContractorProvisionReferenceSection 406.145Village Homes - New Vendor Contract.PDF · p. 22Bottom of independent-contractor relationship section
Texas Labor Code, Texas Workers’ Compensation Act, Section 406.145.
Source confirmation pending
NameInsuredVillage Homes, LP2026 GL.eml · p. ?Subject line
Village Homes, LP
Source confirmation pending
BrokerNameLyndsay Blackwell2026 GL.eml · p. ?Signature block
Lyndsay Blackwell
Source confirmation pending
AgencyNameSouthwest Risk2026 GL.eml · p. ?Signature block and email body
Southwest Risk
Source confirmation pending
BrokerEmaillblackwell@swrisk.com2026 GL.eml · p. ?Signature block
lblackwell@swrisk.com
Source confirmation pending
InsuredCityFt. Worth2026 GL.eml · p. ?Description of Operations
Ft. Worth, TX Builder in Business for 30 years.
Source confirmation pending
InsuredStateTX2026 GL.eml · p. ?Description of Operations
Ft. Worth, TX Builder in Business for 30 years.
Source confirmation pending
YearsInBusiness302026 GL.eml · p. ?Description of Operations
in Business for 30 years
Source confirmation pending
OperationsMix55% of work is tract, while 45% is Townhome (Single Unit Owner). NO CONDO’s.2026 GL.eml · p. ?Description of Operations
55% of work is tract, while 45% is Townhome (Single Unit Owner). NO CONDO’s.
Source confirmation pending
MaximumHomesInSingleDevelopment1002026 GL.eml · p. ?Description of Operations
Up to 100 possible homes in a single development
Source confirmation pending
ExpiringPremium747482026 GL.eml · p. ?Expiring terms paragraph
Expiring is $74,748 premium
Source confirmation pending
ExpiringRate2.482026 GL.eml · p. ?Expiring terms paragraph
$2.48 rate
Source confirmation pending
EstimatedGrossReceipts300000002026 GL.eml · p. ?Expiring terms paragraph
based on $30,000,000 of estimated gross receipts
Source confirmation pending
SIR1000002026 GL.eml · p. ?Expiring terms paragraph
$100k SIR – Defense INSIDE
Source confirmation pending
DefenseProvisionDefense INSIDE2026 GL.eml · p. ?Expiring terms paragraph
Defense INSIDE
Source confirmation pending
NameInsuredVillage Homes, LP2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Report filter: Insured Name
Village Homes, LP
Source confirmation pending
PolicyNumberAC0100024902025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Policy Number
AC010002490
Source confirmation pending
HistoricalPolicyEffectiveDate9/26/20252025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Effective Date
9/26/2025
Source confirmation pending
HistoricalPolicyExpirationDate9/26/20262025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Expiration Date
9/26/2026
Source confirmation pending
ReportValuationDate7/31/20262025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Upper-right report header: Valuation Date
7/31/2026
Source confirmation pending
ReportFilterEffectiveDate1/1/20002025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Report filter: Effective Date, start
1/1/2000
Source confirmation pending
ReportFilterEndDate7/29/20262025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Report filter: Effective Date, end
7/29/2026
Source confirmation pending
ClaimCount02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Injury / Property / Total
0 0 0
Source confirmation pending
OpenClaimCount02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Open
0
Source confirmation pending
TotalIncurred02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Total Incurred
$0
Source confirmation pending
Recovery02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Policy row: Recovery
0
Source confirmation pending
PrintedTotalInjury02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Total row: Injury
0
Source confirmation pending
PrintedTotalProperty02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Total row: Property
0
Source confirmation pending
PrintedTotalLoss02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Total row: Total
0
Source confirmation pending
PrintedTotalOpen02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Total row: Open
0
Source confirmation pending
PrintedTotalIncurred02025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · p. 1Total row: Total Incurred
$0
Source confirmation pending
NameInsuredVillage Homes, LPFF199A3995968041AF1F95A8C7885542 · p. ?Subject line
Village Homes, LP
Source confirmation pending
EffectiveDate2026-09-26FF199A3995968041AF1F95A8C7885542 · p. ?Subject line
9/26/2026
Source confirmation pending
CasualtyClassCodeFF199A3995968041AF1F95A8C7885542 · p. ?
Source confirmation pending
AgencyNameSouthwest RiskFF199A3995968041AF1F95A8C7885542 · p. ?Signature block and email routing
Southwest Risk
Source confirmation pending
BrokerNameLyndsay BlackwellFF199A3995968041AF1F95A8C7885542 · p. ?Signature block
Lyndsay Blackwell
Source confirmation pending
InsuredCityFt. WorthFF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
Ft. Worth, TX Builder in Business for 30 years.
Source confirmation pending
InsuredStateTXFF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
Ft. Worth, TX
Source confirmation pending
YearsInBusiness30FF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
Builder in Business for 30 years.
Source confirmation pending
AnnualGrossSales30,000,000FF199A3995968041AF1F95A8C7885542 · p. ?Expiring premium statement
$30,000,000 of estimated gross receipts
Source confirmation pending
ExpiringPremium74,748FF199A3995968041AF1F95A8C7885542 · p. ?Expiring premium statement
$74,748 premium
Source confirmation pending
ExpiringRate2.48FF199A3995968041AF1F95A8C7885542 · p. ?Expiring premium statement
$2.48 rate
Source confirmation pending
SIR100,000FF199A3995968041AF1F95A8C7885542 · p. ?Expiring premium statement
$100k SIR
Source confirmation pending
DefenseCoveragePositionINSIDEFF199A3995968041AF1F95A8C7885542 · p. ?Expiring premium statement
Defense INSIDE
Source confirmation pending
TractWorkPercentage55%FF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
55% of work is tract
Source confirmation pending
TownhomeWorkPercentage45%FF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
45% is Townhome (Single Unit Owner)
Source confirmation pending
MaximumHomesInSingleDevelopment100FF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
Up to 100 possible homes in a single development
Source confirmation pending
CondominiumOperationsNO CONDO’sFF199A3995968041AF1F95A8C7885542 · p. ?Description of Operations
NO CONDO�s .
Source confirmation pending
AccountLossSummaryLoss observations are not reconciled into account-wide totals. Disclosed claims and no-loss report periods remain separately available for underwriting review. · p. ?
{"ClaimCount":0,"OpenClaimCount":null,"TotalPaid":0,"TotalIncurred":0}
Source confirmation pending
DocumentWindowObservationSource-page observation (1-3); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Acord 125 126 - GL.PDF · p. 1
The supplied source pages are pages 1-3 of a four-page ACORD 125; page 4 was not supplied.
Source confirmation pending
DocumentWindowObservationSource-page observation (4-6); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Acord 125 126 - GL.PDF · p. 4
Insured mailing address, expiration date, carrier policy number beyond the literal entry TBD, and completed loss information are not populated on the supplied pages.
Source confirmation pending
ResolvedEvidenceScopeThe complete supplied document has readable page records beyond this observation window. Specific missing facts and unreadable content remain separate findings.Unknown source · p. ?Deterministic package reconciliation
The supplied rendered pages show ACORD 126 pages 3-4 and an ACORD 101 additional remarks schedule; the ACORD 125 Applicant Information block and requested GL limits are not present in the supplied page window.
Source confirmation pending
DocumentWindowObservationSource-page observation (7-9); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Acord 125 126 - GL.PDF · p. 7
No location numbers, class codes, exposure amounts, printed rates, printed premiums, GL limits, mailing address, expiration date, or NAIC code are visibly populated on the supplied pages.
Source confirmation pending
DocumentWindowObservationSource-page observation (10-11); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Acord 125 126 - GL.PDF · p. 10
No insured mailing address, expiration date, policy number other than TBD, carrier other than TBD, NAIC code, limits, deductibles, rates, premiums, locations, hazards, class codes, or exposures are populated on the supplied pages.
Source confirmation pending
ResolvedEvidenceScopeThe complete supplied document has readable page records beyond this observation window. Specific missing facts and unreadable content remain separate findings.Unknown source · p. ?Deterministic package reconciliation
The supplied rendered pages are pages 1-3 of a form marked Page 1 of 5, Page 2 of 5, and Page 3 of 5. Pages 4-5 were not supplied.
Source confirmation pending
DocumentWindowObservationSource-page observation (1-3); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Markel Contractor's Supplemental Application (1).PDF · p. 1
The application does not provide a location address separate from the mailing address.
Source confirmation pending
ResolvedEvidenceScopeThe complete supplied document has readable page records beyond this observation window. Specific missing facts and unreadable content remain separate findings.Unknown source · p. ?Deterministic package reconciliation
Only source pages 4-6 were supplied. Earlier application pages referenced by the supplemental application are not available in this page group.
Source confirmation pending
DocumentWindowObservationSource-page observation (1-3); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 1
The document does not identify the vendor's legal name, insured address, policy number, carrier, policy dates, or broker.
Source confirmation pending
DocumentWindowObservationSource-page observation (4-6); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 4
The supplied contract does not identify the contractor's legal name, insurance carrier, policy numbers, coverage limits, effective dates, or expiration dates.
Source confirmation pending
DocumentWindowObservationSource-page observation (4-6); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 4
No insurance application, ACORD form, property schedule, loss run, or explicit coverage request is present in the supplied pages.
Source confirmation pending
DocumentWindowObservationSource-page observation (7-9); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 7
Contractor name, contractor address, telephone number, Social Security Number, Taxpayer's I.D. Number, driver's license information, execution date, and contractor signature are blank on the supplied execution page.
Source confirmation pending
DocumentWindowObservationSource-page observation (7-9); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 7
No carrier, policy number, policy period, deductible, property coverage, or loss history information is provided on the supplied pages.
Source confirmation pending
DocumentWindowObservationSource-page observation (10-12); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 10
The contractor company name, address, contact information, execution date, signatures, and contractor insurance policy details are blank or not provided on the supplied pages.
Source confirmation pending
DocumentWindowObservationSource-page observation (13-15); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 13
The subcontractor information sheet contains blank trade name, owner, address, contact, identification, policy, agent, signature, and date fields.
Source confirmation pending
DocumentWindowObservationSource-page observation (13-15); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 13
Insurance selection lines and business-entity checkboxes on the subcontractor information sheet appear unmarked; the applicable workers compensation and general liability options cannot be determined from the supplied pages.
Source confirmation pending
DocumentWindowObservationSource-page observation (16-18); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 16
The supplied pages are an uncompleted IRS Form W-9 and instruction pages; no populated taxpayer, business, address, tax classification, TIN, or certification data is visibly present.
Source confirmation pending
DocumentWindowObservationSource-page observation (19-21); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 19
The supplied pages are instructional pages from IRS Form W-9 (pages 4-6), not a completed vendor contract, insurance application, ACORD form, or loss report. No submission underwriting data is populated.
Source confirmation pending
DocumentWindowObservationSource-page observation (22-22); review alongside the complete submission. All supplied document pages were read. This note alone does not establish that the account is missing the information.Village Homes - New Vendor Contract.PDF · p. 22
The supplied agreement is largely uncompleted: hiring contractor and independent contractor names, signatures, dates, addresses, federal tax ID numbers, agreement term, job-site location, and estimated affected employee count are blank.
Source confirmation pending
ReconciledLossNarrativeNarrative rebuilt from retained source rows; no cross-report aggregation.Unknown source · p. ?Deterministic package reconciliation
Supplied loss evidence shows one closed GL claim for the 2024-2025 policy with $3,464.27 incurred allocated expense, two additional closed GL claims from prior Mid-Continent policy years totaling $20,186.72 incurred, and zero paid losses or outstanding reserves reported. The 2025-2026 loss reports show no claims and zero incurred as of 6/30/2026 and 7/31/2026. The supplemental application separately answers Yes to claims, losses, or suits in the past five years.
Source confirmation pending
DisclosedClaimObservations3 disclosed claim observation(s) retained. This is not a deduplicated or period-qualified carrier claim count; reported no-loss periods remain separate.Unknown source · p. ?Deterministic package reconciliation
3
Source confirmation pending
OriginalSubmissionEmailContextOriginal email retained verbatim in raw evidence; submitting parties, routing and operational changes require package review.Unknown source · p. ?Deterministic package reconciliation
--- ORIGINAL SUBMISSION EMAIL --- From: bsellers@dellwood.com; Received: 2026-09-01T12:20:37.0000000 [A black and blue logo AI-generated content may be incorrect.] Britt Sellers, CPCU, CRIS, AIM, ASLI, AU EVP, Head of Brokerage Casualty bsellers@dellwood.com<mailto:email@dellwood.com> 2500 Northwinds Pkwy, Ste 425 Alpharetta, GA 30009 T: 470-841-8175 (mobile) www.dellwood.com<http://www.dellwood.com/> ________________________________ From: Joseph Thomas Sent: Monday, August 31, 2026 5:45 PM To: Joseph Thomas Subject: Fw: FW: Village Homes, LP 9/26/2026 GL [[A logo with text on it Description automatically generated]] Joseph Thomas AVP, Primary Casualty jthomas@dellwood.com<mailto:jthomas@dellwood.com> 336-971-3125 www.dellwood.com<http://www.dellwood.com/> From: Blackwell, Lyndsay <LBlackwell@swrisk.com> Sent: Wednesday, August 12, 2026 3:04 PM To: Casualty Submissions <casualtysubmissions@dellwood.com>; Joseph Thomas <jthomas@dellwood.com> Subject: Village Homes, LP 9/26/2026 GL CAUTION: This email originated from outside your organization. Exercise caution when opening attachments or clicking links, especially from unknown senders. Hi Joseph, I hope you are doing well. Please see the attached submission and clear on behalf of Steven Ateek & Southwest Risk. Attached are the updated Acords, Supplemental, and 25-26 GL loss runs. The agent has requested the prior loss runs and will forward. Also attached is the sub agreement we have on file from last year. Description of Operations Ft. Worth, TX Builder in Business for 30 years. 55% of work is tract, while 45% is Townhome (Single Unit Owner). NO CONDO’s. Up to 100 possible homes in a single development Please review and let us know if you are interested and would like to indicate. Thank you, NOTE NEW BANKING INFORMATION – ClearView Risk, Southwest Risk and Strata Underwriting Managers have transitioned our banking relationship to Bank of America effective August 1, 2026. Updated payment details have been provided via email and mail. Please contact Kerving@clearviewrisk.com<mailto:Kerving@clearviewrisk.com> for more information and to verify account details. Lyndsay Blackwell Marketing Broker / Team Steven Ateek 8144 Walnut Hill Lane | Suite 1400 Dallas, TX 75231 Direct | 469.283.1710 Main | 214.206.4900 Fax | 214.206.4901 lblackwell@swrisk.com<mailto:lblackwell@swrisk.com> www.swrisk.com<https://linkprotect.cudasvc.com/url?a=http%3a%2f%2fwww.swrisk.com%2f&c=E,1,tUwWFABpYdhUCwtUUhYBuD4VQG1S0YBsQDgSJCbqMJ0F5W8UPU0C-5Ffm1SGX0l0l8bQb85OtAXsvh1w-FUTnj4ExvMytWazkctEmA-7qJ0ycA,,&typo=1> SWR- CA License # 0I77142 [Tag_SW-Risk_PMS_logo_lowres] [cid:fcc0562e-4f46-470f-a2db-36e918319d6e] Confidentiality Notice: This e-mail message (including any attachments) is confidential and may be legally privileged. Unauthorized review, use, disclosure or distribution of this message or its attachments is prohibited. If you are not the intended recipient, please contact the sender immediately by reply e-mail, and destroy all copies of the original message and any attachments. The information contained in this email (and any attachments hereto) may be confidential. It has been sent for the sole use of the intended recipient(s). If the reader of this message is not an intended recipient, you are hereby notified that any unauthorized review, use, disclosure, dissemination, distribution, or copying of this communication, or any of its contents (and any attachments hereto), is strictly prohibited. If you have received this communication in error, please immediately notify the sender and permanently and securely delete/destroy the original and all copies or printouts of the message (and any attachments hereto). Embedded links: http://www.dellwood.com/ | http://www.dellwood.com/ | https://linkprotect.cudasvc.com/url?a=http%3a%2f%2fwww.swrisk.com%2f&amp;c=E,1,tUwWFABpYdhUCwtUUhYBuD4VQG1S0YBsQDgSJCbqMJ0F5W8UPU0C-5Ffm1SGX0l0l8bQb85OtAXsvh1w-FUTnj4ExvMytWazkctEmA-7qJ0ycA,,&amp;typo=1 --- LINKED WEB REFERENCES FOUND IN THE EMAIL --- URL: https://linkprotect.cudasvc.com/url?a=http%3a%2f%2fwww.swrisk.com%2f&c=E,1,tUwWFABpYdhUCwtUUhYBuD4VQG1S0YBsQDgSJCbqMJ0F5W8UPU0C-5Ffm1SGX0l0l8bQb85OtAXsvh1w-FUTnj4ExvMytWazkctEmA-7qJ0ycA,,&typo=1 HTTP status: 302 Page content was not available; use the URL only as a lead, not as verified evidence. URL: https://linkprotect.cudasvc.com/url?a=http%3a%2f%2fwww.swrisk.com%2f&amp;c=E,1,tUwWFABpYdhUCwtUUhYBuD4VQG1S0YBsQDgSJCbqMJ0F5W8UPU0C-5Ffm1SGX0l0l8bQb85OtAXsvh1w-FUTnj4ExvMytWazkctEmA-7qJ0ycA,,&amp;typo=1 HTTP status: 400 Page content was not available; use the URL only as a lead, not as verified evidence.
Source confirmation pending
Review checklist and decision

Bring AI questions into this checklist, record responses, and resolve blocking items. This is a review handoff, not a bind action.

Worksheet version history

Follow-up and requirements

Required before bind Subjectivities8 requirements to clear before bind8 outstanding

Confirm the current ISO GL classification, including whether class 47051 applies only to active-development land and whether separate contracting and subcontracted-work classes are required.The submitted class is based on Each Acre and does not encompass the described contracting operations under the supplied ISO rules.
Not addressed in package
Provide and reconcile the active-development acreage, project count, model-home exposure if any, and the meaning of the printed E 2 exposure.The 47051 rating basis cannot be applied without a confirmed acre count.
Not addressed in package
Provide a signed current operations statement resolving the broker's 55% tract/45% single-unit-owner townhome description against the supplemental application's 55% custom-home/45% condominium-townhouse description.The project mix changes classification, severity, and appetite.
Not addressed in package
Reconcile payroll and receipts, including the supplemental application's $0 payroll, $18,000,000 projected payroll, $29,250,000 projected receipts, and the $30,000,000 reported receipts.The conflicting values affect classification, exposure rating, and employee-related liability analysis.
Not addressed in package
Provide updated GL loss runs valued through or as close as practicable to 2026-09-26, including status and reserve detail for claim 2008996.Current reports stop at 2026-06-30 and 2026-07-31, before requested inception, and older valuation dates are incomplete.
Not addressed in package
Confirm requested GL limits, any excess layer, attachment point, underlying limits, participation, and whether the applicable retention is a $100,000 SIR with defense inside or a $100,000 BI/PD deductible.The current coverage structure is unknown and the deductible/SIR descriptions conflict.
Not addressed in package
Provide the subcontractor risk-transfer program, including current certificates, required limits, additional-insured and indemnity wording, certificate monitoring, and treatment of subcontractors that do not maintain adequate insurance.All work is reported subcontracted and the ISO alternative class specifically depends on adequate subcontractor insurance.
Not addressed in package
Confirm that no projects exceed three stories and describe any excavation, structural, demolition, or other higher-hazard construction operations.The file reports 20% above two stories and a maximum of three, but project construction details are otherwise limited.
Not addressed in package

Decision critical Information that changes the decision9 broker questions that could change the decision9 questions

  • Confirmed current GL class and separate classification treatment for land, contracting, and subcontracted operations.
  • Actual active-development acreage or confirmed total-cost exposure for the appropriate contracting class.
  • Reconciled operations mix, project types, maximum height, and subcontractor percentage.
  • Reconciled payroll and receipts.
  • Current GL limits, attachment, underlying insurance, participation, and retention structure.
  • Updated loss runs through requested inception with valuation and claim-status detail.
  • Subcontractor insurance, indemnity, additional-insured, safety, and quality-control documentation.
  • UW confirmation of suggested class 91583 — Contractors - subcontracted work - in connection with building construction, reconstruction, repair or erection - one or two family dwellings at location 1, plus total cost; For AI pricing, use only the separately labeled structured estimate, its assumptions and missing information.
  • UW confirmation of suggested class 91585 — Contractors - subcontracted work - in connection with construction, reconstruction, repair or erection of buildings at location 1, plus total cost; For AI pricing, use only the separately labeled structured estimate, its assumptions and missing information.
  • UW confirmation of suggested class 47051 — Real Estate Development Property, plus number of Each Acre; For AI pricing, use only the separately labeled structured estimate, its assumptions and missing information.

Broker questions

High What are the requested primary GL limits, any excess limit and attachment, underlying limits, participation, and current retention? Please confirm whether the retention is a $100,000 SIR with defense inside or a $100,000 BI/PD deductible.No coverage layer or applicable deductible structure is currently confirmed, preventing terms, excess, and severity review.
Not addressed in package
High Please confirm the correct operations mix: is the account 55% tract and 45% single-unit-owner townhome work with no condominiums, or 55% custom homes and 45% condominiums/townhouses? Also confirm whether 100% of work is subcontracted.The conflicting descriptions change the appropriate ISO classification and the construction severity profile.
Not addressed in package
High If class 47051 is intended, what is the actual number of acres actively developed, and what does the printed E 2 exposure represent? If contracting is the primary operation, provide total subcontracted cost by residential construction type.The submitted class rates per acre, while the described contracting exposure may require a total-cost classification.
Not addressed in package
High Please reconcile the $0 total payroll, $18,000,000 projected payroll, $29,250,000 projected receipts, and $30,000,000 reported receipts, including the applicable period and whether any figures overlap.The discrepancy directly affects classification, rating exposure, and employee-related liability.
Not addressed in package
High Please provide updated GL loss runs through or near 2026-09-26 and confirm the current status, paid, reserve, and incurred amounts for claims 2008996, 2007614, and 3000329.The current reports predate inception and the older reports do not provide consistently readable valuation detail.
Not addressed in package
Medium What written controls govern subcontractor qualification, certificates, additional-insured status, indemnity, site safety, quality assurance, and water-intrusion prevention?All work is reported subcontracted and the claims include water damage and equipment-related injury.
Not addressed in package
Medium Please confirm the maximum building height and whether any projects involve excavation, demolition, structural work, or operations outside ordinary residential construction.The file reports some work above two stories but does not fully describe the construction methods or higher-hazard operations.
Not addressed in package
High Please confirm whether ISO GL class 91583 — Contractors - subcontracted work - in connection with building construction, reconstruction, repair or erection - one or two family dwellings applies at location 1, and provide the total cost required by its authoritative rating basis (Total Cost).The classification can be reviewed now, but a technical premium cannot be calculated until the underwriter confirms the class and the broker supplies its compatible exposure.
Not addressed in package
High Please confirm whether ISO GL class 91585 — Contractors - subcontracted work - in connection with construction, reconstruction, repair or erection of buildings applies at location 1, and provide the total cost required by its authoritative rating basis (Total Cost).The classification can be reviewed now, but a technical premium cannot be calculated until the underwriter confirms the class and the broker supplies its compatible exposure.
Not addressed in package

Evidence and record

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Evidence Assessment references9 material sources cited by the AI assessment9 sources

The broker describes the account as a Fort Worth builder with 55% tract and 45% single-unit-owner townhome work, no condominiums, and up to 100 homes in one development.
Source: Email · Description of Operations
The supplemental application reports conflicting residential operations, 100% subcontracting, $18,000,000 projected payroll, and $16,672,500 projected subcontractor cost.
Source: Markel Contractor's Supplemental Application (1).PDF · page 2 · Questions 9-11
The ACORD schedule shows printed contractor exposures of $30,000,000 sales and $256,680 payroll, plus an E 2 real-estate-development entry without establishing acreage.
Source: Acord 125 126 - GL.PDF · page 5 · Schedule of Hazards
The authoritative class context states that class 47051 applies to active-development land and excludes contracting and subcontracted operations; its rating basis is Each Acre.
Source: Excess Liability Underwriting Guide by GL Class Code v3.5.25.xlsx · Classification!row 450
The supplied loss records include a closed $12,048 water-loss claim and a closed $8,138.72 cement-mixer finger-amputation claim.
Source: 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF · page 2 · Claim numbers 2007614 and 3000329
The current 2025-2026 GL reports show zero claims but are valued before the requested 2026-09-26 inception.
Source: 2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF · page 1 · Policy row and valuation date
The AQUA ISO GL engine was not run because the required per-unit exposure was not established.
Source: AQUA ISO GL · Rating engine indication
The current broker email reports an expiring premium of $74,748, which is historical context and not used as a pricing anchor.
Source: Email · Expiring terms

Reference Assessment limitationsEvidence gaps and boundaries of the assessmentRead before bind

The assessment is based on supplied source observations and a reconciliation digest, not a complete audit of all referenced application pages. Pages 4-5 of one supplemental form and portions of ACORD application material were not supplied. Public research established entity identity and commercial BestPlaces ZIP scores, but no premises incident was established. Loss totals are source observations and are not treated as an exhaustive account-wide aggregate. No AQUA ISO GL rate was available because the required exposure basis was unresolved. Loss trend InsufficientData: The loss-bearing series in 2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF ends at 2024-09-26, before the most recent completed period reported in this package (2025-09-26), so it does not describe the current picture. Validated pricing is unavailable until classification, compatible exposure and material source conflicts are reconciled. Provisional AI estimates are assumption-based, low-confidence scenarios, not approved or bindable quotes.

Current public web research is included in newly generated AI assessments. Re-run enrichment for older submissions to incorporate it.

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