No period-level loss rows were established for this submission, so no trend can be computed from evidence.
Interpretation and how this was computed
AI assessment narrative
Twelve policy periods are represented, but the loss record is not experience-rateable because valuation dates, current status, and account-wide incurred totals are incomplete.
Trend · no period comparison establishedInsufficientData
Years reviewed12
Frequency (AI)Three source-reported claims appear across the supplied periods, but claim scopes, valuation dates, and account-wide totals are not fully reconciled; frequency is not reliably computable.
Severity (AI)Reported incurred amounts are modest, with the largest observation at $12,048. Claim descriptions nevertheless include water damage, a cement-mixer finger amputation, and a mold allegation, so the operational severity is more important than the dollar totals alone.
Open-claim concern (AI)The 2024-25 mold allegation has unconfirmed status. The 2025-26 period was reported with zero claims only through 2026-06-30 and 2026-07-31 and is not complete through inception.
Extraction summary
24-25 GL loss runs.PDF, page 1: GL, policy 04 GL 5012673, 2024-09-26 to 2025-09-26, valued , reported claims 1.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1105157, 2023-09-26 to 2024-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1086701, 2022-09-26 to 2023-09-26, valued , reported claims 1.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1067693, 2021-09-26 to 2022-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1047530, 2020-09-26 to 2021-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1026654, 2019-09-26 to 2020-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 1004861, 2018-09-26 to 2019-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 989648, 2017-09-26 to 2018-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 961268, 2016-09-26 to 2017-09-26, valued , reported claims 1.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 938281, 2015-09-26 to 2016-09-26, valued , reported claims 0.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 1: GL, policy 04 GL 919886, 2014-09-26 to 2015-09-26, valued , reported claims 0.
2025-2026 GL.PDF, page 1: , policy AC010002490, 2025-09-26 to 2026-09-26, valued 2026-06-30, reported claims 0.
2025-2026 GL-ed54ff63e0624a26bd9107185312f79d.PDF, page 1: GL, policy AC010002490, 2025-09-26 to 2026-09-26, valued 2026-07-31, reported claims 0.
24-25 GL loss runs.PDF, page 2: claim 2008996, loss 2024-11-25, status unconfirmed; WALKER BUSH CLMT MAKING ALLEGATIONS OF BLACK MOLD DUE TO A LEAK 14329 OVERLOOK PARK TX; source-reported incurred 3464.27. Locator: Claim Total - 2008996; Claim Description.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 2: claim 2007614, loss 2023-05-11, status Closed; CLMTS HOME SUFFERED A WATER LOSS. MICHAEL DIKE 817 714 4481 CELL; 817 839 4248 LOC: 605 E THOROUGHBRED WILLOW PARK, TX 76087; source-reported incurred 12048. Locator: Claim Number 2007614; Claim Total - 2007614; Policy Number 04 GL 1086701.
2014-2024 Mid-Continent GL Loss Runs Valued @ 8 12.PDF, page 2: claim 3000329, loss 2016-10-22, status Closed; CLMT FINGER AMPUTATED BY CEMENT MIXER. *SUIT FIRST NOTICE*; source-reported incurred 8138.72. Locator: Claim Number 3000329; Claim Total - 3000329; Policy Number 04 GL 961268.
How the computed trend was reached
No period-level loss rows were established for this submission, so no trend can be computed from evidence.
Open questions
- Loss trend not established: No period-level loss rows were established for this submission, so no trend can be computed from evidence.
- Claim count has not been established; do not treat it as zero or a claim-free record.